111 Oak Rd, Williamsburg, VA 23185 Property Records

James City County property record for 111 Oak Rd, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,708 sqft · built 1965
Lot Size	0.677 acres (29,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,000 (Jun 2018)
Tax Bill	$3,510 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`47-2 09-0-0039`

Property Details

APN / Parcel Number

Primary APN	`47-2 09-0-0039`
Alternative APN	`2802`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,708 sqft Living Area
Basement Area	360 sqft
Unfinished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	29,490 sqft (0.677 acres)
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2802
Street Address	111 OAK RD
City	WILLIAMSBURG
State	VA
Zip	23185-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED
Legal Description	L-39 HOLLYBROOK
Legal Subdivision	HOLLYBROOK
Legal Lot Number	39
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1003
Census Tract	80202

Owner

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 OAK RD, WILLIAMSBURG, VA 23185-3224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 17, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 13, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI LANGLEY FCU
May 17, 2017	Deed of Trust, Mortgage · Line of Credit TOWNE BK
Mar 17, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2018 · Amount on Record
Deed Sale	Jun 13, 2018 · Amount on Record
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	20189992
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	111 OAK RD, WILLIAMSBURG, VA 23185-3224
Document Number	0000001259
Instrument Date	Jan 19, 2021
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 OAK RD WILLIAMSBURG VA 231853224, WILLIAMSBURG, VA 23185-3224

Mortgage

Document Number	0000001259
Date	Jan 21, 2021
Instrument	1259

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	111 OAK RD, WILLIAMSBURG, VA 23185-3224
Document Number	0000007598
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 OAK RD WILLIAMSBURG VA 231853224, WILLIAMSBURG, VA 23185-3224

Mortgage

Document Number	0000007598
Date	May 28, 2020
Instrument	7598

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 13, 2018
Property Address	111 OAK RD, WILLIAMSBURG, VA 23185-3224
Document Number	0000009992
Instrument Date	Jun 12, 2018
Instrument	9992
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 OAK RD WILLIAMSBURG VA 231853224, WILLIAMSBURG, VA 23185-3224

Mortgage

Document Number	9993
Date	Jun 13, 2018
Instrument	9993

Lender

Name	LANGLEY FCU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.75%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	111 OAK RD, WILLIAMSBURG, VA 23185-3224
Document Number	0000010416
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 OAK RD WILLIAMSBURG VA 231853224, WILLIAMSBURG, VA 23185-3224

Mortgage

Document Number	0000010416
Date	May 19, 2017
Instrument	10416

Lender

Name	TOWNE BK
Type	Bank
Address	NEWPORT NEWS, VA 23602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 17, 2017
Property Address	111 OAK RD, WILLIAMSBURG, VA 23185-3224
Document Number	0000005731
Instrument Date	Mar 13, 2017
Instrument	5731
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 OAK RD WILLIAMSBURG VA 231853224, WILLIAMSBURG, VA 23185-3224

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,510.00 (+23.16%)	$423,000 (+12.35%) Land $73,600 Building $349,400	$423,000 (+12.35%) Land $73,600 Building $349,400
2023		$376,500 Land $73,600 Building $302,900	$376,500 Land $73,600 Building $302,900
2019	$2,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2006–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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