105 N Powell Ave, Berea, KY 40403 Property Records

Madison County property record for 105 N Powell Ave, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,066 sqft
Owner2 Individual Names on File
Last Sale$70,000 (Jun 2008)
Tax Bill$1,159 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNB008-0030-0011

Property Details

APN / Parcel Number

Primary APNB008-0030-0011
Alternative APNs
  • 103648
  • 140926
  • 71046

Interior

Stories1 Story
Building Area1,066 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Garage TypeDetached
Garage Area2,223 sqft
Parking Spaces8 Parking Spaces

Location & Zoning

Account Number71046
Street Address105 N POWELL AVE
CityBEREA
StateKY
Zip40403-1237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIXIE HIGHWAY PARK LOT 25, 26, 27 & 28
Legal Lot Number25-28
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group3
Census Block3005
Census Tract11202

Owner

105 N Powell Ave is owned and occupied by two individuals who bought it in June 2008.

Source: Madison County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address105 N POWELL AVE, BEREA, KY 40403-1237
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2008 · Amount on File
Deed SaleJun 12, 2008 · Amount on File
Deed Document Number0000677556
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address105 N POWELL AVE, BEREA, KY 40403-1237
Transaction TypeMortgage
Record UpdatedOct 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 N POWELL AVE, BEREA, KY 40403-1237

Mortgage

Document Number0M2192/791
DateSep 28, 2022
Book PageM2192/791
Instrument2014113641
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 105 N Powell Ave was $1,159 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,159.00 Additional exemption filed$123,000$123,000
2023$729.00$75,200$75,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 N Powell Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 N Powell Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Nearby Properties on N Powell Ave

Nearby Streets

Search Property Records by Address or Parcel Number