403 N Powell Ave, Berea, KY 40403 Property Records

Madison County property record for 403 N Powell Ave, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,254 sqft
OwnerIndividual Name on Record
Last Sale$148,000 (Jun 2022)
Tax Bill$1,395 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APNB008-0021-0007

Property Details

APN / Parcel Number

Primary APNB008-0021-0007
Alternative APNs
  • 125734
  • 88668
  • 55328

Interior

Stories1 Story
Building Area1,254 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Garage TypeDetached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area140 sqft

Location & Zoning

Account Number55328
Street Address403 N POWELL AVE
CityBEREA
StateKY
Zip40403-1232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIXIE HIGHWAY PARK LOT 171, 172 & 173
Legal SubdivisionDIXIE PARK
Legal Lot Number171-173
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group3
Census Block3005
Census Tract11202

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address403 N POWELL AVE, BEREA, KY 40403-1232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2022Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 8, 2017Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2022 · Amount on Record
Deed SaleJun 29, 2022 · Amount on Record
Prior SaleAug 8, 2017 · Amount on Record
Deed Document Number2014098692
Deed Book / PageD825 / 384
Record UpdatedJun 8, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJun 29, 2022
Property Address403 N POWELL AVE, BEREA, KY 40403-1232
Document Number00D825/384
Book / PageD825 / 384
Map ReferenceMB 1 PG 17
Instrument DateJun 24, 2022
Instrument2014098692
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$148.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 PIONEER DR, RICHMOND, KY 40475-9655

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 N POWELL AVE, BEREA, KY 40403-1232

Mortgage

Document Number2014098696
DateJun 29, 2022
Instrument2014098696
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

August 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMADISON KY
Recording DateAug 8, 2017
Property Address403 N POWELL AVE, BEREA, KY 40403-1232
Document NumberD00748/494
Book / PageD00748 / 494
Instrument DateAug 3, 2017
Instrument2013962825
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

AmountAmount Recorded
Tax$37.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4801 FREDERICA ST, OWENSBORO, KY 42301-7441

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 PIONEER DR, RICHMOND, KY 40475-9655

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,395.00 (-2.79%) Additional exemption filed$148,000 (-)$148,000 (-)
2023$1,435.00$148,000$148,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA MUNICIPAL UTILITIES
private · serves 9,972 people · EPA ID KY0760030
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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