102 Megan Ln, Stephenson, VA 22656 Property Records

Frederick County property record for 102 Megan Ln, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,128 sqft · built 2016
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (May 2017)
Tax Bill	$3,428 (2026)
Deeds & Mortgages	Apr 2022 Refinance May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55L3-1-292`

Property Details

APN / Parcel Number

Primary APN	`55L3-1-292`
Alternative APN	`8049354`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,128 sqft Living Area
Gross Area	5,844 sqft
1st Floor Area	1,552 sqft
Basement Area	1,423 sqft
Finished Basement	1,423 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2023
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Terrain	Rolling
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049354
Street Address	102 MEGAN LN
City	STEPHENSON
State	VA
Zip	22656-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	RED BUD RUN L292 S3 P1
Legal Subdivision	RED BUD
Legal Phase	1
Legal Lot Number	292
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1007
Census Tract	51104

Owner

102 Megan Ln is owned and occupied by an individual who acquired it in April 2022.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	102 MEGAN LN, STEPHENSON, VA 22656-2234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC
May 1, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI PARKSIDE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Deed Document Number	20174266
Last Transfer Date	Apr 9, 2022
Transfer Doc	0000004890
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Apr 19, 2022
Property Address	102 MEGAN LN, STEPHENSON, VA 22656-2234
Document Number	0000004890
Instrument Date	Apr 9, 2022
Instrument	220004890
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MEGAN LN, STEPHENSON, VA 22656-2234

Mortgage

Document Number	0000004891
Date	Apr 19, 2022
Instrument	220004891

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	May 1, 2017
Property Address	102 MEGAN LN, STEPHENSON, VA 22656-2234
Document Number	0000004266
Instrument Date	Apr 28, 2017
Instrument	4266
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 6, 2017
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	102 MEGAN LN STEPHENSON VA 226562234, STEPHENSON, VA 22656-2234

Mortgage

Document Number	4267
Date	May 1, 2017
Instrument	4267

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 102 Megan Ln was $3,428, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,428.00 (+10.44%)	$646,700 Land $108,000 Building $538,700	$646,700 Land $108,000 Building $538,700
2025	$3,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Megan Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Megan Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber.

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