105 McCarter Dr, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 105 McCarter Dr, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 2005
Lot Size	0.688 acres (29,969 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2013)
Tax Bill	$1,692 (2026)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58785`

Property Details

APN / Parcel Number

Primary APN	`58785`
Alternative APN	`1292690`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Finished Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	29,969 sqft (0.688 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1292690
Street Address	105 MCCARTER DR
City	KINGS MOUNTAIN
State	NC
Zip	28086-9244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#3 PB28-95 PHIFER EST
Legal Subdivision	PHIFER EST
Legal Block	1
Legal Lot Number	80
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2008
Census Tract	950601

Owner

105 McCarter Dr is owned and occupied by an individual who bought it in August 2013.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	105 MCCARTER DR, KINGS MOUNTAIN, NC 28086-9244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2013 · Amount on File
Deed Sale	Aug 16, 2013 · Amount on File
Prior Sale	Feb 25, 2013 · Amount on File
Deed Document Number	20138403
Deed Book / Page	1663 / 947
Prior Transfer Date	Aug 23, 2012
Prior Transfer Doc	0016402424
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	105 MCCARTER DR, KINGS MOUNTAIN, NC 28086-9244
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018411984
Date	May 24, 2021
Book Page	1841/1984
Instrument	200055630

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	265 Months
Due	Jun 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 105 McCarter Dr was $1,692, up 3.1% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,692.00 (+3.11%)	$259,983 (+0.59%) Land $22,291 Building $237,692	$259,983 (+0.59%) Land $22,291 Building $237,692
2025	$1,641.00	$258,447 Land $22,291 Building $236,156	$258,447 Land $22,291 Building $236,156
2023		$169,573 Land $15,464 Building $154,109	$169,573 Land $15,464 Building $154,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 McCarter Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 McCarter Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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