101 McCarter Dr, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 101 McCarter Dr, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,540 sqft · built 2005
Lot Size	0.713 acres (31,058 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Feb 2017)
Tax Bill	$1,699 (2026)
Deeds & Mortgages	Aug 2020 Line of Credit Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58784`

Property Details

APN / Parcel Number

Primary APN	`58784`
Alternative APN	`1314588`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,540 sqft Finished Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	31,058 sqft (0.713 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1314588
Street Address	101 MCCARTER DR
City	KINGS MOUNTAIN
State	NC
Zip	28086-9244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#2 PB28-95 PHIFER EST
Legal Subdivision	PHIFER EST
Legal Block	1
Legal Lot Number	79
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2008
Census Tract	950601

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 MCCARTER DR, KINGS MOUNTAIN, NC 28086-9244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Feb 17, 2017	Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2017 · Amount on Record
Deed Sale	Feb 17, 2017 · Amount on Record
Prior Sale	Dec 21, 2007 · Amount on Record
Deed Document Number	20171699
Deed Book / Page	1736 / 1395
Prior Transfer Date	Mar 5, 2007
Prior Transfer Doc	0015140879
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	101 MCCARTER DR, KINGS MOUNTAIN, NC 28086-9244
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018192283
Date	Aug 20, 2020
Book Page	1819/2283
Instrument	200043115

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Feb 17, 2017
Property Address	101 MCCARTER DR, KINGS MOUNTAIN, NC 28086-9244
Document Number	0017361395
Book / Page	1736 / 1395
Instrument Date	Feb 17, 2017
Instrument	2017-001699
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 BELLA WAY, 130, BELMONT, NC 28012-8675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MCCARTER DR, KINGS MOUNTAIN, NC 28086-9244

Mortgage

Document Number	0017361397
Date	Feb 17, 2017
Book Page	1736/1397
Instrument	2017-001700

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Non-Lending Institution
Address	CHARLOTTE, NC 28262

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,699.00 (+4.43%)	$256,252 (-) Land $22,245 Building $234,007	$256,252 (-) Land $22,245 Building $234,007
2025	$1,627.00	$256,252 (+53.08%) Land $22,245 Building $234,007	$256,252 (+53.08%) Land $22,245 Building $234,007
2023		$167,395 Land $15,432 Building $151,963	$167,395 Land $15,432 Building $151,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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