105 Locust St, Windsor, CO 80550 Property Records

Weld County property record for 105 Locust St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1973
Lot Size	0.135 acres (5,888 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Apr 2021)
Tax Bill	$2,379 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8072-11-1-20-12`

Property Details

APN / Parcel Number

Primary APN	`8072-11-1-20-12`
Alternative APNs	`0807-21-1-12-012` `R1509486`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,562 sqft Living Area
Gross Area	2,282 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,888 sqft (0.135 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	720 sqft
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R1509486
Street Address	105 LOCUST ST
City	WINDSOR
State	CO
Zip	80550-5255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 23210-A N117.75 L4 BLK2 KERNS
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	KERNS
Legal Block	2
Legal Lot Number	4
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3016
Census Tract	2205

Owner

Source: Weld County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 LOCUST ST, WINDSOR, CO 80550-5255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HENRY W MILLER REEVOCABLE TRUST
Mar 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 5, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Feb 12, 2018	Deed of Trust, Mortgage · Line of Credit PUBLIC SVC CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	20214710545
Prior Transfer Date	Feb 26, 2020
Prior Transfer Doc	0004571075
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Apr 30, 2021
Property Address	105 LOCUST ST, WINDSOR, CO 80550-5255
Document Number	0004710545
Instrument Date	Apr 22, 2021
Instrument	4710545
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LOCUST ST, WINDSOR, CO 80550-5255

Mortgage

Document Number	0004710547
Date	Apr 30, 2021
Instrument	4710547

Lender

Name	HENRY W MILLER REEVOCABLE TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELD CO
Recording Date	Mar 2, 2020
Property Address	105 LOCUST ST, WINDSOR, CO 80550-5255
Document Number	0004571075
Instrument Date	Feb 26, 2020
Instrument	4571075
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	24525 COUNTY ROAD 53 KERSEY CO 806448803, KERSEY, CO 80644-8803

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Sep 5, 2018
Property Address	105 LOCUST ST, WINDSOR, CO 80550-5255
Document Number	0004428244
Instrument Date	Aug 28, 2018
Instrument	4428244
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$31.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 98, KERSEY, CO 80644-0098

Mortgage

Document Number	0004428245
Date	Sep 5, 2018
Instrument	4428245

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	105 LOCUST ST, WINDSOR, CO 80550-5255
Document Number	0004378942
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LOCUST ST WINDSOR CO 805505255, WINDSOR, CO 80550-5255

Mortgage

Document Number	0004378942
Date	Mar 1, 2018
Instrument	4378942

Lender

Name	PUBLIC SVC CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 28, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,290 (-2.1%) Land $2,880 Building $20,410	$380,674 (-) Land $47,100 Building $333,574
2025	$2,379.00 (+24.1%)	$23,790 (-0.96%) Land $2,940 Building $20,850	$380,674 (+7.23%) Land $47,100 Building $333,574
2024	$1,917.00 (+8.92%)
2023	$1,760.00 (-11.51%)	$24,020 (+17.17%) Land $2,790 Building $21,230	$355,000 (+20.36%) Land $41,213 Building $313,787
2022	$1,989.00	$20,500 Land $2,860 Building $17,640	$294,960 Land $41,213 Building $253,747

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.2% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon, Vistabeam.

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