104 Locust St, Windsor, CO 80550 Property Records

Weld County property record for 104 Locust St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1904
Lot Size	0.218 acres (9,500 sqft)
Owner	Company Name on Record
Last Sale	$167,000 (Jun 2007)
Tax Bill	$2,669 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8072-11-0-90-07`

Property Details

APN / Parcel Number

Primary APN	`8072-11-0-90-07`
Alternative APNs	`0807-21-1-09-007` `R1504286`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	1,808 sqft
1st Floor Area	1,344 sqft
Basement Area	176 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Frame/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,500 sqft (0.218 acres)
Garage Type	Attached
Garage Area	288 sqft
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1504286
Street Address	104 LOCUST ST
City	WINDSOR
State	CO
Zip	80550-5256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 23079 L3 BLK27
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	WINDSOR TOWN
Legal Block	27
Legal Lot Number	3
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3006
Census Tract	2205

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage VERITAS FUNDING LLC
Feb 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTERN TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2007 · Amount on Record
Deed Sale	Jun 4, 2007 · Amount on Record
Prior Sale	Oct 31, 1994 · Amount on Record
Deed Document Number	20073480465
Last Transfer Date	Jun 6, 2022
Transfer Doc	0004834757
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELD CO
Recording Date	Jun 14, 2022
Property Address	104 LOCUST ST, WINDSOR, CO 80550-5256
Document Number	0004834757
Instrument Date	Jun 6, 2022
Instrument	4834757
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	104 LOCUST ST, WINDSOR, CO 80550-5256

Mortgage

Document Number	0004834758
Date	Jun 14, 2022
Instrument	4834758

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	104 LOCUST ST, WINDSOR, CO 80550-5256
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004378293
Date	Feb 27, 2018
Instrument	4378293

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	104 LOCUST ST, WINDSOR, CO 80550-5256
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004588111
Date	May 5, 2020
Instrument	4588111

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,130 (-2.1%) Land $4,650 Building $21,480	$427,045 (-) Land $76,000 Building $351,045
2025	$2,669.00 (+5.41%)	$26,690 (-12.55%) Land $4,750 Building $21,940	$427,045 (-5.33%) Land $76,000 Building $351,045
2024	$2,532.00 (+8.95%)
2023	$2,324.00	$30,520 Land $4,500 Building $26,020	$451,102 Land $66,500 Building $384,602

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.2% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon, Vistabeam.

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