105 Live Oak Cir, Bertram, TX 78605 Property Records

Burnet County property record for 105 Live Oak Cir, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	1,230 sqft · built 2006
Lot Size	0.248 acres (10,813 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,550 (2025)
Deeds & Mortgages	Sep 2022 Sale Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03925-0300-00003-000`

Property Details

APN / Parcel Number

Primary APN	`03925-0300-00003-000`
Alternative APN	`73183`

Interior

Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	1,230 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Roof Type	Gable
Lot Area	10,813 sqft (0.248 acres)
Garage Type	Carport
Garage Area	540 sqft
Carport	Carport
Carport Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	443 sqft
Patio Area	25 sqft
Canopy	140 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	105 LIVE OAK CIR
City	BERTRAM
State	TX
Zip	78605-4478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S3925 COUNTRYSIDE OAKS LOT 3, SEC 3
Legal Subdivision	COUNTRYSIDE OAKS
Legal Block	1
Legal Lot Number	3
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	1
Census Block	1022
Census Tract	960102

Owner

Source: Burnet County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 LIVE OAK CIR, BERTRAM, TX 78605-4478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Warranty Deed, Transfer
Aug 18, 2022	Gift Deed, Transfer
Jan 10, 2017	Warranty Deed, Transfer · Conventional Mortgage A PLUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022
Deed Sale	Aug 18, 2022
Prior Sale	Jan 10, 2017 · Amount on Record
Deed Document Number	202212266
Prior Transfer Date	Aug 25, 2008
Prior Transfer Doc	0200809408
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Sep 14, 2022
Property Address	105 LIVE OAK CIR, BERTRAM, TX 78605-4478
Document Number	0202213517
Instrument Date	Sep 6, 2022
Instrument	202213517
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LIVE OAK CIR, BERTRAM, TX 78605-4478

August 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BURNET TX
Recording Date	Aug 18, 2022
Property Address	105 LIVE OAK CIR, BERTRAM, TX 78605-4478
Document Number	0202212266
Map Reference	CAB 3 SL 190A
Instrument Date	Aug 18, 2022
Instrument	202212266
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 LIVE OAK CIR, 105, BERTRAM, TX 78605-4478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LIVE OAK CIR, BERTRAM, TX 78605-4478

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Jan 10, 2017
Property Address	105 LIVE OAK CIR, BERTRAM, TX 78605-4478
Document Number	0201700354
Map Reference	CAB 3 SL 190A
Instrument Date	Jan 8, 2017
Instrument	201700354
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201700355
Date	Jan 10, 2017
Instrument	201700355

Lender

Name	A PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Municipality	Bertram City
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,550.00 (-23.54%) Homeowner's exemption Senior Citizen's exemption	$301,320 (+6.7%) Land $25,000 Building $276,320	$301,320 (+6.7%) Land $25,000 Building $276,320
2024	$3,335.00 (+4.35%)
2023	$3,196.00 Homeowner's exemption Senior Citizen's exemption	$282,408 Land $25,000 Building $257,408	$282,408 Land $25,000 Building $257,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 51% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERTRAM serves 3,636 people · EPA ID TX0270012
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Heritage Broadband Fixed Wireless	1,000 / 100
Rise Broadband Fixed Wireless	500 / 100
SOS Communications Fixed Wireless	100 / 20

May also be available: Western Broadband.

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