103 Live Oak Cir, Bertram, TX 78605 Property Records

Burnet County property record for 103 Live Oak Cir, Bertram, TX 78605

Property Summary

Property TypeSingle Family Home
Details1,948 sqft · built 2006
Lot Size0.239 acres (10,397 sqft)
Owner2 Individual Names on Record
Last Sale$148,265 (Jul 2016)
Tax Bill$4,911 (2025)
Deeds & MortgagesOct 2018 Second Mortgage
Flood ZoneZone X (minimal risk)
APN03925-0300-00002-000

Property Details

APN / Parcel Number

Primary APN03925-0300-00002-000
Alternative APN
  • 73182

Interior

Stories1 Story
Building Area1,948 sqft Living Area
1st Floor Area1,948 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Roof TypeGable
Lot Area10,397 sqft (0.239 acres)
Garage TypeCarport
Garage Area280 sqft
CarportCarport
Carport Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area90 sqft
Deck Area312 sqft
Canopy360 sqft
Storage Building120 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address103 LIVE OAK CIR
CityBERTRAM
StateTX
Zip78605-4478
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS3925 COUNTRYSIDE OAKS LOT 2, SEC 3
Legal SubdivisionCOUNTRYSIDE OAKS
Legal Block1
Legal Lot Number2
JurisdictionBURNET TX
Township / Civil DivisionBERTRAM
Census Block Group1
Census Block1022
Census Tract960102

Owner

Source: Burnet County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 LIVE OAK CIR, BERTRAM, TX 78605-4478
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2016 · Amount on Record
Deed SaleJul 27, 2016 · Amount on Record
Prior SaleApr 11, 2007 · Amount on Record
Deed Document Number20166946
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURNET TX
Property Address103 LIVE OAK CIR, BERTRAM, TX 78605-4478
Transaction TypeMortgage
Record UpdatedNov 15, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201811477
DateOct 30, 2018
Instrument201811477
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term334 Months
DueAug 1, 2046

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBurnet County
MunicipalityBertram City
Unified School DistrictBurnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,911.00 (+0.2%) Homeowner's exemption$350,289 (+6.6%) Land $25,000 Building $325,289$350,289 (+6.6%) Land $25,000 Building $325,289
2024$4,901.00 (+11.89%)
2023$4,380.00 Homeowner's exemption$328,602 Land $25,000 Building $303,602$328,602 Land $25,000 Building $303,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2018–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 51% of Texas
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BERTRAM
serves 3,636 people · EPA ID TX0270012
Water SourceGroundwater
Last State InspectionJan 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Heritage Broadband
Fixed Wireless
1,000 / 100
Rise Broadband
Fixed Wireless
500 / 100
SOS Communications
Fixed Wireless
100 / 20

May also be available: Western Broadband.

Nearby Properties on Live Oak Cir

Nearby Streets

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