105 Lighthouse Dr, Elizabeth City, NC 27909 Property Records

Pasquotank County property record for 105 Lighthouse Dr, Elizabeth City, NC 27909

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,156 sqft · built 1997
Lot Size	0.489 acres (21,301 sqft)
Owner	Individual Name on File
Last Sale	$339,900 (Dec 2014)
Tax Bill	$4,467 (2025)
Deeds & Mortgages	Dec 2005 Second Mortgage Nov 2006 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`892304820755`

Property Details

APN / Parcel Number

Primary APN	`892304820755`
Alternative APNs	`125444` `51408`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,156 sqft Total Area
1st Floor Area	600 sqft
Family Room	Family Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Lot Area	21,301 sqft (0.489 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	164 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	125444
Street Address	105 LIGHTHOUSE DR
City	ELIZABETH CITY
State	NC
Zip	27909-6227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	NIXONTON INSIDE
Legal Subdivision	RIVERVIEW ESTATES
Legal Block	58
Jurisdiction	PASQUOTANK NC
Township / Civil Division	NIXONTON
Census Block Group	3
Census Block	3004
Census Tract	960701

Owner

105 Lighthouse Dr is owned and occupied by an individual who bought it in December 2014.

Source: Pasquotank County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	105 LIGHTHOUSE DR, ELIZABETH CITY, NC 27909-6227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PREMIER BANK
Nov 30, 2006	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC
May 12, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
May 12, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 19, 2014	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jul 13, 2010	Special Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2014 · Amount on File
Deed Sale	Dec 19, 2014 · Amount on File
Prior Sale	Jul 13, 2010 · Amount on File
Deed Book / Page	1217 / 166
Record Updated	Sep 20, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASQUOTANK NC
Property Address	105 LIGHTHOUSE DR, ELIZABETH CITY, NC 27909-6227
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000888/656
Date	Dec 1, 2005
Book Page	888/656

Lender

Name	PREMIER BANK
Type	Bank
Address	LENEXA, KS 66219

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2035

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASQUOTANK NC
Property Address	105 LIGHTHOUSE DR, ELIZABETH CITY, NC 27909-6227
Transaction Type	Mortgage
Record Updated	Jun 11, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000946/182
Date	Nov 30, 2006
Book Page	946/182

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Dec 1, 2011
Change Frequency	5 Years
Min Rate At Change	2.25%
Index	6-Month LIBOR
Max Rate	11.8%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASQUOTANK NC
Property Address	105 LIGHTHOUSE DR, ELIZABETH CITY, NC 27909-6227
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001408/559
Date	May 12, 2021
Book Page	1408/559
Instrument	464103

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASQUOTANK NC
Property Address	105 LIGHTHOUSE DR, ELIZABETH CITY, NC 27909-6227
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1408/559
Date	May 12, 2021
Book Page	1408/559
Instrument	464103

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASQUOTANK NC
Recording Date	Dec 19, 2014
Property Address	105 LIGHTHOUSE DR, ELIZABETH CITY, NC 27909-6227
Document Number	001217/166
Book / Page	1217 / 166
Map Reference	MB 14 PG 6&7
Instrument Date	Nov 19, 2014
Transaction Type	Transfer
Record Updated	Jun 11, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,079.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 CYPRESS CV, YOUNGSVILLE, LA 70592-5130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LIGHTHOUSE DR, ELIZABETH CITY, NC 27909-6227

Mortgage

Document Number	0001217168
Date	Dec 19, 2014
Instrument	1217/168

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2045

July 2010: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASQUOTANK NC
Recording Date	Jul 13, 2010
Property Address	105 LIGHTHOUSE DR, ELIZABETH CITY, NC 27909-6227
Document Number	001088/364
Book / Page	1088 / 364
Map Reference	MB 14 PG 6-7
Instrument Date	Jun 24, 2010
Transaction Type	Transfer
Record Updated	Jun 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,948.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 JOHN BARROW RD, LITTLE ROCK, AR 72205-6501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LIGHTHOUSE DR, ELIZABETH CITY, NC 27909-6227

Mortgage

Document Number	0000401688
Date	Jul 13, 2010
Instrument	401688

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 105 Lighthouse Dr was $4,467.

Source: Pasquotank County assessment roll, as of June 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pasquotank County
Municipality	Elizabeth City
Unified School District	Pasquotank County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,200 (-) Land $51,100 Building $301,100	$352,200 (-) Land $51,100 Building $301,100
2025	$4,467.00	$352,200	$352,200 Land $51,100 Building $301,100
2023		$352,200	$352,200 Land $51,100 Building $301,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Lighthouse Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Nearby Flood Policies	47 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Lighthouse Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELIZABETH CITY serves 19,187 people · EPA ID NC0470010
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Fybe, T-Mobile.

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