101 Lighthouse Dr, Elizabeth City, NC 27909 Property Records

Pasquotank County property record for 101 Lighthouse Dr, Elizabeth City, NC 27909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,548 sqft · built 1993
Lot Size	0.543 acres (23,653 sqft)
Owner	Individual Name on File
Last Sale	$358,000 (Dec 2015)
Tax Bill	$4,814 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`892304728558`

Property Details

APN / Parcel Number

Primary APN	`892304728558`
Alternative APNs	`126535` `51410`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,548 sqft Total Area
1st Floor Area	1,778 sqft
Attic	Attic
Attic Area	864 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Lot Area	23,653 sqft (0.543 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	126535
Street Address	101 LIGHTHOUSE DR
City	ELIZABETH CITY
State	NC
Zip	27909-6227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	NIXONTON INSIDE
Legal Subdivision	RIVERVIEW ESTATES
Legal Block	60
Jurisdiction	PASQUOTANK NC
Township / Civil Division	NIXONTON
Census Block Group	3
Census Block	3004
Census Tract	960701

Owner

101 Lighthouse Dr is owned and occupied by an individual who bought it in December 2015.

Source: Pasquotank County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	101 LIGHTHOUSE DR, ELIZABETH CITY, NC 27909-6227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Sep 23, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Dec 29, 2015	Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC
Aug 4, 2009	Warranty Deed, Transfer · FHA Mortgage GATEWAY BANK MORTGAGE INC
Jun 19, 2006	Warranty Deed, Transfer · ARM RBC BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2015 · Amount on File
Deed Sale	Dec 29, 2015 · Amount on File
Prior Sale	Aug 4, 2009 · Amount on File
Deed Book / Page	1243 / 732
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASQUOTANK NC
Property Address	101 LIGHTHOUSE DR, ELIZABETH CITY, NC 27909-6227
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001424/854
Date	Sep 23, 2021
Book Page	1424/854
Instrument	467051

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASQUOTANK NC
Property Address	101 LIGHTHOUSE DR, ELIZABETH CITY, NC 27909-6227
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1424/854
Date	Sep 23, 2021
Book Page	1424/854
Instrument	467051

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASQUOTANK NC
Recording Date	Dec 29, 2015
Property Address	101 LIGHTHOUSE DR, ELIZABETH CITY, NC 27909-6227
Document Number	001243/732
Book / Page	1243 / 732
Map Reference	MB 14 PG 6
Instrument Date	Dec 11, 2015
Transaction Type	Transfer
Record Updated	Jun 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1725 CITY CENTER BLVD, ELIZABETH CITY, NC 27909-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LIGHTHOUSE DR, ELIZABETH CITY, NC 27909-6227

Mortgage

Document Number	0001243735
Date	Dec 29, 2015
Instrument	1243/735

Lender

Name	OVM FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2046

August 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASQUOTANK NC
Recording Date	Aug 4, 2009
Property Address	101 LIGHTHOUSE DR, ELIZABETH CITY, NC 27909-6227
Document Number	001061/434
Book / Page	1061 / 434
Map Reference	MB 14 PG 6
Instrument Date	Aug 3, 2009
Transaction Type	Transfer
Record Updated	Jun 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,472.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 W MAIN ST, ELIZABETH CITY, NC 27909-4325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LIGHTHOUSE DR, ELIZABETH CITY, NC 27909-6227

Mortgage

Document Number	0106100436
Date	Aug 4, 2009
Instrument	01061_00436

Lender

Name	GATEWAY BANK MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2039

June 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASQUOTANK NC
Recording Date	Jun 19, 2006
Property Address	101 LIGHTHOUSE DR, ELIZABETH CITY, NC 27909-6227
Document Number	000920/708
Book / Page	920 / 708
Map Reference	MB14 PG6
Instrument Date	Jun 7, 2006
Transaction Type	Transfer
Record Updated	Jun 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3290 W MAIN STREET EXT, ELIZABETH CITY, NC 27909-2814

Mortgage

Document Number	0000271422
Date	Jun 19, 2006
Instrument	271422

Lender

Name	RBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jul 1, 2011
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	11.2%
Index	1-Year LIBOR
Max Rate	11.2%

Mortgage

Document Number	000921/437
Date	Jun 22, 2006
Book Page	921/437

Lender

Name	RBC BANK USA
Type	Bank
Address	ROCKY MOUNT, NC 27802

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 101 Lighthouse Dr was $4,814.

Source: Pasquotank County assessment roll, as of June 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pasquotank County
Municipality	Elizabeth City
Unified School District	Pasquotank County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,000 (-) Land $52,000 Building $329,000	$381,000 (-) Land $52,000 Building $329,000
2025	$4,814.00	$381,000	$381,000 Land $52,000 Building $329,000
2023		$381,000	$381,000 Land $52,000 Building $329,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Lighthouse Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Nearby Flood Policies	47 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Lighthouse Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELIZABETH CITY serves 19,187 people · EPA ID NC0470010
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Fybe, T-Mobile.

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