105 Lance St, Mount Holly, NC 28120 Property Records

Gaston County property record for 105 Lance St, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1960
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on File
Last Sale	$125,000 (Jul 2021)
Tax Bill	$1,579 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14106A00800`

Property Details

APN / Parcel Number

Primary APN	`14106A00800`
Alternative APN	`181255`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating Fuel	Oil

Location & Zoning

Street Address	105 LANCE ST
City	MOUNT HOLLY
State	NC
Zip	28120-1151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	W J SPRINGS L 7 14 106A 008 00 000
Legal Subdivision	W J SPRINGS PROPERTY
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1015
Census Tract	31005

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	44 BONAIRE DR, DIX HILLS, NY 11746-6502
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC
Jul 6, 2021	Warranty Deed, Transfer
Jul 31, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Jul 31, 2019 · Amount on File
Deed Book / Page	5243 / 1935
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	105 LANCE ST, MOUNT HOLLY, NC 28120-1151
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4030 WAKE FOREST RD 349, 349, RALEIGH, NC 27609-0010

Mortgage

Document Number	0053230034
Date	Mar 25, 2022
Book Page	5323/34

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 6, 2021
Property Address	105 LANCE ST, MOUNT HOLLY, NC 28120-1151
Document Number	0052431935
Book / Page	5243 / 1935
Map Reference	MB 10 PG 39
Instrument Date	Jul 2, 2021
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8102 SHANNON WOODS LN, 8102, MATTHEWS, NC 28104-7945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 BONAIRE DR, DIX HILLS, NY 11746-6502

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 31, 2019
Property Address	105 LANCE ST, MOUNT HOLLY, NC 28120-1151
Document Number	0050570933
Book / Page	005057 / 000933
Instrument Date	Jul 31, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LANCE ST MOUNT HOLLY NC 28120, MOUNT HOLLY, NC 28120

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,579.00	$221,260 (-) Land $22,500 Building $198,760
2025	$1,579.00 (+2.73%)	$221,260 (-) Land $22,500 Building $198,760
2023	$1,537.00	$221,260 Land $22,500 Building $198,760
2021			$73,150 Land $16,500 Building $56,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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