101 Lance St, Mount Holly, NC 28120 Property Records

Gaston County property record for 101 Lance St, Mount Holly, NC 28120 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,780 sqft · built 2007
Lot Size0.88 acres (38,333 sqft)
OwnerIndividual Name on File
Last Sale$412,000 (Mar 2024)
Tax Bill$3,188 (2025)
Deeds & MortgagesOct 2025 Mortgage
Mar 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN212807

Property Details

APN / Parcel Number

Primary APN212807

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,780 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area38,333 sqft (0.88 acres)
PorchPorch
Porch Area194 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address101 LANCE ST
CityMOUNT HOLLY
StateNC
Zip28120-1151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW J SPRINGS L 4-6, P/3 14 106A 011 00 000
Legal SubdivisionW J SPRINGS ESTATE PROPERTY
JurisdictionGASTON NC
Township / Civil DivisionRIVERBEND
Census Block Group1
Census Block1015
Census Tract31005

Owner

Source: Gaston County records · APN 212807

Assessment roll updated August 19, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address101 LANCE ST, MOUNT HOLLY, NC 28120-1151
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Mar 21, 2024Warranty Deed, Transfer · VA Mortgage
USAA FSB
May 02, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 27, 2017Warranty Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 21, 2024 · Amount on Record
Deed SaleMar 21, 2024 · Amount on Record
Prior SaleMay 02, 2022 · Amount on Record
Deed Book / Page5467 / 1118
Prior Transfer DateApr 28, 2022
Prior Transfer Doc0053330447
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address101 LANCE ST, MOUNT HOLLY, NC 28120-1151
Transaction TypeMortgage
Record UpdatedNov 07, 2025
Title CompanyUNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055911541
DateOct 10, 2025
Book Page5591/1541
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
Address507 PRUDENTIAL RD, HORSHAM, PA 19044
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMar 21, 2024
Property Address101 LANCE ST, MOUNT HOLLY, NC 28120-1151
Document Number0054671118
Book / Page5467 / 1118
Map ReferenceMB 10 PG 39
Instrument DateMar 20, 2024
Transaction TypeTransfer
Record UpdatedMay 16, 2024
Title CompanyTHE TITLE GROUP INC, NH TITLE GROUP INC

Transaction

AmountAmount Recorded
Tax$824.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10562 NW 3RD PL, CORAL SPRINGS, FL 33071-7907

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 LANCE ST, MOUNT HOLLY, NC 28120-1151

Mortgage

Document Number0054671120
DateMar 21, 2024
Instrument5467/1120
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

Mortgage

Document Number0054671120
DateMar 21, 2024
Book Page5467/1120
Lender
NameUSAA FSB
TypeBank
Address10750 MCDERMOTT FWY, SAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMay 02, 2022
Property Address101 LANCE ST, MOUNT HOLLY, NC 28120-1151
Document Number0053330447
Book / Page5333 / 447
Instrument DateApr 28, 2022
Transaction TypeTransfer
Record UpdatedJun 15, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$810.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 FIVE OAKS LN, 4, CLOVER, SC 29710-8954

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 LANCE ST, MOUNT HOLLY, NC 28120-1151

Mortgage

Document Number0005333450
DateMay 02, 2022
Instrument5333/450
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2037

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateApr 27, 2017
Property Address101 LANCE ST, MOUNT HOLLY, NC 28120-1151
Document Number0049072464
Book / Page4907 / 2464
Instrument DateApr 27, 2017
Transaction TypeTransfer
Record UpdatedFeb 06, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2150 ECHO LN, 2150, LINCOLNTON, NC 28092-7929

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 LANCE ST, MOUNT HOLLY, NC 28120-1151

Mortgage

Document Number, 4907/2467
DateApr 27, 2017
Instrument4907/2467
Lender
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,188.00 (+2.74%)$446,570 (-) Land $22,630 Building $423,940
2023$3,103.00$446,570 Land $22,630 Building $423,940
2021$251,780 Land $16,920 Building $234,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370710310051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 32% of the US · above 43% of North Carolina
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 50
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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