105 John St, Carmel, IN 46032 Property Records

Hamilton County property record for 105 John St, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,482 sqft · built 1960
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on Record
Last Sale$192,465 (Oct 2020)
Tax Bill$2,314 (2024)
Deeds & MortgagesOct 2020 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-24-204-002.000-018

Property Details

APN / Parcel Number

Primary APN29-09-24-204-002.000-018
Alternative APN
  • 1609240204002000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,482 sqft Living Area
Gross Area1,794 sqft
1st Floor Area1,482 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1976
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions193 ft deep x 100 ft wide
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address105 JOHN ST
CityCARMEL
StateIN
Zip46032-1210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 24, TOWNSHIP 18, RANGE 3, ROLLING MEADOWS, SECTION 2, LOT 34
Legal Range03
Legal Township18
Legal Section24
Legal SubdivisionROLLING MEADOWS SECTION 2
Legal Block2
Legal Lot Number34
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1004
Census Tract110906

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address105 JOHN ST, CARMEL, IN 46032-1210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Intrafamily Transfer, Transfer · VA Mortgage
USAA FSB
Feb 22, 2019Warranty Deed, Transfer · FHA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2020 · Amount on Record
Deed SaleOct 14, 2020 · Amount on Record
Prior SaleFeb 22, 2019 · Amount on Record
Deed Document Number202073215
Prior Transfer DateOct 13, 2020
Prior Transfer Doc0000073215
Record UpdatedOct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateOct 14, 2020
Property Address105 JOHN ST, CARMEL, IN 46032-1210
Document Number2020073215
Map ReferenceMB 2 PG 160
Instrument DateOct 1, 2020
Instrument2020073215
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyBOSTON NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 JOHN ST, CARMEL, IN 46032-1210

Mortgage

Document Number2020073216
DateOct 14, 2020
Instrument2020073216
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2040

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateFeb 22, 2019
Property Address105 JOHN ST, CARMEL, IN 46032-1210
Document Number2019006205
Map ReferenceMB 2 PG 160
Instrument DateFeb 21, 2019
Instrument2019006205
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyCHICAGO TITLE CO LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 JOHN ST, CARMEL, IN 46032-1210

Mortgage

Document Number2019006206
DateFeb 22, 2019
Instrument2019006206
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$288,300 (+19.23%) Land $92,500 Building $195,800$288,300 (+19.23%) Land $92,500 Building $195,800
2024$2,314.00 (+25.15%)
2023$1,849.00 (+14.28%)$241,800 (+17.21%) Land $63,000 Building $178,800$241,800 (+17.21%) Land $63,000 Building $178,800
2022$1,618.00$206,300 Land $63,000 Building $143,300$206,300 Land $63,000 Building $143,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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