105 Jacks Bend, O Fallon, IL 62269 Property Records

St. Clair County property record for 105 Jacks Bend, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,484 sqft · built 2017
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$672,500 (Dec 2017)
Tax Bill	$6,174 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2017 Sale & Mortgage
APN	`04-07-0-206-011`

Property Details

APN / Parcel Number

Primary APN	`04-07-0-206-011`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	4,484 sqft Living Area
Basement Area	2,989 sqft
Finished Basement	2,989 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Lot Area	19,602 sqft (0.45 acres)
Garage Area	736 sqft
Porch	Porch
Porch Area	594 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	105 JACKS BND
City	O FALLON
State	IL
Zip	62269-6337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BETHEL RIDGE FARMS LOT 32 A02562672
Legal Subdivision	BETHEL RIDGE FARMS
Legal Block	206
Legal Lot Number	32
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1008
Census Tract	504355

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 JACKS BND, O FALLON, IL 62269-6337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · VA Mortgage CARROLLTON BANK
Dec 26, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage DELMAR FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2017 · Amount on Record
Deed Sale	Dec 26, 2017 · Amount on Record
Deed Document Number	20172562672
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	105 JACKS BND, O FALLON, IL 62269-6337
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02686599
Date	Feb 5, 2021
Instrument	A02686599

Lender

Name	CARROLLTON BANK
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 26, 2017
Property Address	105 JACKS BND, O FALLON, IL 62269-6337
Document Number	00A2562672
Instrument Date	Dec 22, 2017
Instrument	2562672
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,009.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 JACKS BND O FALLON IL 62269, O FALLON, IL 62269

Mortgage

Document Number	A2562673
Date	Dec 26, 2017
Instrument	2562673

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,174.00	$341,651 (+33.65%) Land $41,003 Building $300,648	$1,024,953 (+33.65%) Land $123,009 Building $901,944
2022		$255,627 Land $30,522 Building $225,105	$766,881 Land $91,566 Building $675,315

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1980–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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