104 Jacks Bend, O Fallon, IL 62269 Property Records

St. Clair County property record for 104 Jacks Bend, O Fallon, IL 62269 · Last verified August 2023

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Apr 2017)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2017 Sale & Mortgage
APN	`04-07-0-206-012`

Property Details

APN / Parcel Number

Primary APN	`04-07-0-206-012`

Exterior

Lot Area	47,045 sqft (1.08 acres)

Location & Zoning

Street Address	104 JACKS BND
City	O FALLON
State	IL
Zip	62269-6336
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	BETHEL RIDGE FARMS LOT 33 A02533370
Legal Subdivision	BETHEL RDG FARMS
Legal Lot Number	33
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1008
Census Tract	504355

Owner

Source: St. Clair County records · APN 04-07-0-206-012

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1123 ILLINI DR, O FALLON, IL 62269-3547
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Apr 13, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TEMPO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2017 · Amount on Record
Deed Sale	Apr 13, 2017 · Amount on Record
Deed Document Number	A02533370
Record Updated	Jun 07, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	104 JACKS BND, O FALLON, IL 62269-6336
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02777109
Date	Mar 28, 2023
Instrument	A02777109

Lender

Name	CARROLLTON BANK
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2033
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Margin	3
Max Rate	11.5%

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 13, 2017
Property Address	104 JACKS BND, O FALLON, IL 62269-6336
Document Number	00A2533370
Instrument Date	Apr 12, 2017
Instrument	2533370
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1123 ILLINI DR O FALLON IL 622693547, O FALLON, IL 62269-3547

Mortgage

Document Number	A2533371
Date	Apr 13, 2017
Instrument	2533371

Lender

Name	TEMPO BK
Type	Bank
Address	TRENTON, IL 62293

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 12, 2027

Interest

Rate	4%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2022	$44,461 Land $44,461	$133,383 Land $133,383

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043551, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1980–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022, rainfall accumulation, Severe Storm And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Wisper ISP, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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