Polk County property record for 105 Holmes Pl, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,660 sqft · built 1966 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Apr 2023) |
| Tax Bill | $2,212 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-36-663000-001614 |
| Primary APN | 26-28-36-663000-001614 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 480 sqft |
| Shed | 1 Shed |
| Utility Building | 100 sqft |
| Cooling System | Central |
|---|
| Street Address | 105 HOLMES PL |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FLA HIGHLANDS CO SUB PB 3 PG 27 E 125 FT OF W 1135 FT OF N 80 FT OF S 870 FT OF SW1/4 OF SW1/4 KNOWN AS TRACT 88 OF UNREC GARDEN GROVE |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | FLORIDA HIGHLAND CO SUBDIVISION |
| Legal Tract | 88 |
| Legal Block | 3 |
| Legal Lot Number | 88 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 14001 |
105 Holmes Pl is owned and occupied by an individual who bought it in April 2023.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 HOLMES PL, WINTER HAVEN, FL 33884-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 12, 2018 | Warranty Deed, Transfer · FHA Mortgage AMERICAN LIBERTY MTG INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2023 · Amount on File |
| Deed Sale | Apr 26, 2023 · Amount on File |
| Prior Sale | Apr 12, 2018 · Amount on File |
| Deed Document Number | 202396684 |
| Deed Book / Page | 12667 / 760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 26, 2023 |
| Property Address | 105 HOLMES PL, WINTER HAVEN, FL 33884-2313 |
| Document Number | 0000096684 |
| Book / Page | 12667 / 760 |
| Instrument Date | Apr 12, 2023 |
| Instrument | 2023096684 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | FLORIDA PROFESSIONAL TITLE INC, FLORIDA PROFESSIONAL TTL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 HOLMES PL, WINTER HAVEN, FL 33884-2313 |
| Name | Verified Name |
|---|---|
| Address | 105 HOLMES PL, WINTER HAVEN, FL 33884-2313 |
| Document Number | 0012667761 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 12667/761 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 12, 2018 |
| Property Address | 105 HOLMES PL, WINTER HAVEN, FL 33884-2313 |
| Document Number | 0104521525 |
| Book / Page | 010452 / 001525 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 78583 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2018 |
| Title Company | REAL ESTATE TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $987.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 RIDGE AVE WINTER HAVEN FL, WINTER HAVEN, FL |
| Document Number | 104521526 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 010452/001526 |
| Instrument | 78584 |
| Name | AMERICAN LIBERTY MTG INC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 11, 2048 |
The 2025 property tax bill for 105 Holmes Pl was $2,212 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,594 (-3.67%) Land $35,000 Building $169,594 | $204,594 (-3.67%) Land $35,000 Building $169,594 | |
| 2025 | $2,212.00 Homeowner's exemption | $212,384 Land $35,000 Building $177,384 | $212,384 Land $35,000 Building $177,384 |
| 2023 | $3,108.00 (+8.79%) | $216,502 (+11.92%) Land $34,000 Building $182,502 | $216,502 (+11.92%) Land $34,000 Building $182,502 |
| 2022 | $2,857.00 | $193,450 Land $28,000 Building $165,450 | $193,450 Land $28,000 Building $165,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Holmes Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Holmes Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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