Polk County property record for 104 Holmes Pl, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,643 sqft · built 1967 |
| Lot Size | 0.234 acres (10,189 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $294,500 (Mar 2023) |
| Tax Bill | $2,343 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-36-663000-001623 |
| Primary APN | 26-28-36-663000-001623 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,643 sqft Living Area |
| Gross Area | 2,168 sqft |
| 1st Floor Area | 1,643 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,189 sqft (0.234 acres) |
| Lot Dimensions | 128 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Porch | Unfinished Open Porch |
| Cooling System | Central |
|---|
| Street Address | 104 HOLMES PL |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 16 BEG 790 FT N & 1165 FT E OF SW COR OF SEC RUN E 120 FT N 10 DEG 35 MIN 20 SEC E 81.39 FT W 134.96 S 80 FT TO POB BEING LOT 80 UNRE GARDEN GROVE |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | FLORIDA HIGHLAND CO SUBDIVISION |
| Legal Tract | 663000 |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 14001 |
104 Holmes Pl is owned and occupied by two individuals who bought it in March 2023.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 HOLMES PL, WINTER HAVEN, FL 33884-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2023 · Amount on File |
| Deed Sale | Mar 7, 2023 · Amount on File |
| Deed Document Number | 202353571 |
| Deed Book / Page | 12606 / 2155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 7, 2023 |
| Property Address | 104 HOLMES PL, WINTER HAVEN, FL 33884-2313 |
| Document Number | 0000053571 |
| Book / Page | 12606 / 2155 |
| Instrument Date | Feb 7, 2023 |
| Instrument | 2023053571 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Title Company | TURNER TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,061.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 355 CARISSA DR, SATELLITE BEACH, FL 32937-3306 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4388 SOUTH LAKE ORLANDO PKWY, ORLANDO, FL 32808-2260 |
| Document Number | 0126062158 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 12606/2158 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
The 2025 property tax bill for 104 Holmes Pl was $2,343 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,094 (+0.37%) Land $35,840 Building $182,254 | $218,094 (+0.37%) Land $35,840 Building $182,254 | |
| 2025 | $2,343.00 Homeowner's exemption | $217,280 Land $35,840 Building $181,440 | $217,280 Land $35,840 Building $181,440 |
| 2023 | $3,439.00 (+360.37%) | $219,825 (+184.49%) Land $34,816 Building $185,009 | $219,825 (+12.08%) Land $34,816 Building $185,009 |
| 2022 | $747.00 Homeowner's exemption | $77,269 | $196,130 Land $28,672 Building $167,458 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 104 Holmes Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Holmes Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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