McLennan County property record for 105 Granite Cir, Lorena, TX 76655 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,798 sqft Living Area |
| Lot Size | 34,321 sqft (0.787 acres) |
| Garage | Attached, 977 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $9,019.00 (2024) |
Source: McLennan County records · APN 300721000001280
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 23734, WACO, TX 76702-3734 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EXTRACO BANKS NA |
| May 16, 2019 | Vendor's Lien, Transfer · Adjustable Rate Mortgage (ARM) EXTRACO BANKS NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2019 |
| Deed Sale | May 16, 2019 |
| Prior Sale | Jun 14, 2016 |
| Deed Doc Number | 2019016079 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 105 GRANITE CIR, LORENA, TX 76655-3647 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020714 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 2020020714 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Address | WOODWAY, TX 76712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 16, 2019 |
| Property Address | 105 GRANITE CIR, LORENA, TX 76655-3647 |
| Document Number | 0000016079 |
| Map Reference | FILE 2004050148 |
| Instrument Date | May 15, 2019 |
| Instrument | 2019016079 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | FIRST TITLE CO OF WACO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 105 GRANITE CIR, LORENA, TX 76655-3647 |
| Document Number | 0000016080 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 2019016080 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Special Notes | Lender is also the Seller |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Lorena City |
| Unified School District | Lorena Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $517,781 (-16.85%) Land $65,560 Building $452,221 | $517,781 (-16.85%) Land $65,560 Building $452,221 | |
| 2024 | $9,019.00 (+10.07%) | ||
| 2023 | $622,670 Land $65,560 Building $557,110 | $622,670 Land $65,560 Building $557,110 | |
| 2022 | $8,194.00 |
Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 11% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 300721000001280 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 11 Rooms |
| Building Area | 2,798 sqft Living Area |
| Gross Area | 3,775 sqft Gross Area |
| 1st Floor | 2,798 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Security Alarm | Security Alarm |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stone Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 34,321 sqft (0.787 acres) |
| Depth X Width | 137 ft x 250 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 3,940 sqft Driveway |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 977 sqft Garage |
| Fence | Fence |
|---|---|
| Sprinklers | Installed Lawn/Plantings Watering System Sprinklers |
| Porch | Open Porch |
| Porch Area | 516 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 331062 |
|---|---|
| Street Address | 105 GRANITE CIR |
| City | LORENA |
| State | TX |
| Zip | 76655-3647 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | QUARRY LOT 28 BLOCK 1 ACRES .7879 |
| Legal Subdivision | QUARRY |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | MCLENNAN TX |
| Minor Civil Division | MOODY-LORENA |
| Census Blockgroup | 3 |
| Census Block | 3021 |
| Census Tract | 3801 |
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