104 Granite Cir, Lorena, TX 76655 Property Records

McLennan County property record for 104 Granite Cir, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,623 sqft · built 2013
Lot Size	0.556 acres (24,223 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,489 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-072100-000127-0`

Property Details

APN / Parcel Number

Primary APN	`30-072100-000127-0`
Alternative APN	`331061`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,623 sqft Living Area
Gross Area	4,557 sqft
1st Floor Area	2,525 sqft
2nd Floor Area	1,098 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	24,223 sqft (0.556 acres)
Lot Dimensions	132 ft deep x 183 ft wide
Garage Type	Attached
Garage Area	934 sqft
Driveway	Concrete Driveway
Driveway Area	3,520 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	250 sqft
Porch	Open Porch
Porch Area	470 sqft
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 GRANITE CIR
City	LORENA
State	TX
Zip	76655-3650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	QUARRY LOT 27 BLOCK 1 ACRES .5561
Legal Subdivision	QUARRY
Legal Block	1
Legal Lot Number	27
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	3
Census Block	3021
Census Tract	3801

Owner

104 Granite Cir is owned and occupied by two individuals who acquired it in January 2013.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 GRANITE CIR, LORENA, TX 76655-3650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2013
Deed Sale	Jan 10, 2013
Prior Sale	Sep 12, 2007 · Amount on File
Deed Document Number	2013975
Prior Transfer Date	Sep 7, 2007
Prior Transfer Doc	0000033288
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	104 GRANITE CIR, LORENA, TX 76655-3650
Document Number	0000030711
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 GRANITE CIR LORENA TX 766553650, LORENA, TX 76655-3650

Mortgage

Document Number	0000030711
Date	Sep 12, 2019
Instrument	30711

Lender

Name	BANK OF OK
Type	Bank
Address	TULSA, OK 74153

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 11, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 104 Granite Cir was $10,489 with a homeowner's exemption, down 6.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lorena City
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$571,000 (-8.13%) Land $61,043 Building $509,957	$571,000 (-8.13%) Land $61,043 Building $509,957
2025	$10,489.00 (-6.62%) Homeowner's exemption	$621,561 Land $55,470 Building $566,091	$621,561 Land $55,470 Building $566,091
2024	$11,232.00
2023		$755,570 Land $55,470 Building $700,100	$755,570 Land $55,470 Building $700,100
2022	$10,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Granite Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Granite Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LORENA serves 1,776 people · EPA ID TX1550036
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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