105 Final Turn Cir, Georgetown, KY 40324 Property Records

Scott County property record for 105 Final Turn Cir, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,525 sqft · built 2003
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,619 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`165-20-189.000`

Property Details

APN / Parcel Number

Primary APN	`165-20-189.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,525 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	105 FINAL TURN CIR
City	GEORGETOWN
State	KY
Zip	40324-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PADDOCKS
Legal Subdivision	THE PADDOCKS
Legal Lot Number	67
Legal Unit	6B
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2006
Census Tract	40607

Owner

105 Final Turn Cir is owned and occupied by two individuals.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 FINAL TURN CIR, GEORGETOWN, KY 40324-9678
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 16, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 14, 2018	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA
Sep 14, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 30, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Feb 2, 2024	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	105 FINAL TURN CIR, GEORGETOWN, KY 40324-9678
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 FINAL TURN CIR, GEORGETOWN, KY 40324-9678

Mortgage

Document Number	0M1882/485
Date	Feb 16, 2026
Book Page	M1882/485
Instrument	573388

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2056

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	105 FINAL TURN CIR, GEORGETOWN, KY 40324-9678
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 FINAL TURN CIR, GEORGETOWN, KY 40324-9678

Mortgage

Document Number	0M1882/485
Date	Feb 16, 2026
Book Page	M1882/485
Instrument	573388

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2056

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	105 FINAL TURN CIR, GEORGETOWN, KY 40324-9678
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1410/630
Date	Sep 14, 2018
Book Page	M1410/630
Instrument	391985

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	105 FINAL TURN CIR, GEORGETOWN, KY 40324-9678
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1410/645
Date	Sep 14, 2018
Book Page	M1410/645
Instrument	391986

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	105 FINAL TURN CIR, GEORGETOWN, KY 40324-9678
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1697/189
Date	Jun 30, 2022
Book Page	M1697/189
Instrument	456151

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	105 FINAL TURN CIR, GEORGETOWN, KY 40324-9678
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 FINAL TURN CIR, GEORGETOWN, KY 40324-9678

Mortgage

Document Number	0M1770/868
Date	Feb 2, 2024
Book Page	M1770/868
Instrument	492337

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 105 Final Turn Cir was $1,619 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,900 (-)	$230,900 (-)
2025	$1,619.00 Homeowner's exemption	$230,900	$230,900
2023	$1,503.00 (-10.16%) Homeowner's exemption	$212,200 (+10.01%) Land $37,500 Building $174,700	$212,200 (+10.01%) Land $37,500 Building $174,700
2022	$1,673.00	$192,900 Land $35,000 Building $157,900	$192,900 Land $35,000 Building $157,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Final Turn Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Final Turn Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Final Turn Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures