103 Final Turn Cir, Georgetown, KY 40324 Property Records

Scott County property record for 103 Final Turn Cir, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,390 sqft · built 2003
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$260,000 (Jul 2025)
Tax Bill	$1,948 (2025)
Deeds & Mortgages	May 2020 Line of Credit Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`165-20-180.000`

Property Details

APN / Parcel Number

Primary APN	`165-20-180.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 FINAL TURN CIR
City	GEORGETOWN
State	KY
Zip	40324-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PADDOCKS
Legal Subdivision	THE PADDOCKS
Legal Lot Number	66
Legal Unit	6B
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2006
Census Tract	40607

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1650 CINCINNATI RD, GEORGETOWN, KY 40324-8943
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC
Jul 24, 2019	Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Feb 5, 2016 · Amount on Record
Deed Document Number	2025548528
Deed Book / Page	458 / 836
Prior Transfer Date	Mar 1, 2006
Prior Transfer Doc	D299/814
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	103 FINAL TURN CIR, GEORGETOWN, KY 40324-9678
Transaction Type	Mortgage
Record Updated	May 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1507/620
Date	May 8, 2020
Book Page	M1507/620
Instrument	416013

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	GEORGETOWN, KY 40324

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 29, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	103 FINAL TURN CIR, GEORGETOWN, KY 40324-9678
Transaction Type	Mortgage
Record Updated	Aug 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1451/264
Date	Jul 24, 2019
Book Page	M1451/264
Instrument	402633

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	GEORGETOWN, KY 40324

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 10, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,000 (+18.83%)	$260,000 (+18.83%)
2025	$1,948.00 (+6.97%)	$218,800 (+8.91%)	$218,800 (+8.91%)
2023	$1,821.00 (+12.97%)	$200,900 (+8.07%) Land $37,500 Building $163,400	$200,900 (+8.07%) Land $37,500 Building $163,400
2022	$1,612.00	$185,900 Land $35,000 Building $150,900	$185,900 Land $35,000 Building $150,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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