Montgomery County property record for 105 Englefield Dr, Gaithersburg, MD 20878
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,508 sqft · built 1989 |
| Lot Size | 0.213 acres (9,255 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jul 1999) |
| Tax Bill | $10,351 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02703704 |
| Primary APN | 09-02703704 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,508 sqft Living Area |
| Gross Area | 4,928 sqft |
| 1st Floor Area | 1,984 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,255 sqft (0.213 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 782 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02703704 |
|---|---|
| Street Address | 105 ENGLEFIELD DR |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-2661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MXD |
| Legal Description | WASHINGTONIAN WOODS |
| Legal Subdivision | WASHINGTONIAN WOODS |
| Legal Block | B |
| Legal Lot Number | 39 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 700828 |
105 Englefield Dr is owned and occupied by two individuals who bought it in July 1999.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 ENGLEFIELD DR, GAITHERSBURG, MD 20878-2661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jun 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| May 23, 2018 | Deed of Trust, Mortgage · Line of Credit CLEARVIEW FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 1999 · Amount on File |
| Deed Sale | Jul 8, 1999 · Amount on File |
| Deed Document Number | 1999154160 |
| Deed Book / Page | 17269 / 543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 105 ENGLEFIELD DR, GAITHERSBURG, MD 20878-2661 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 105 ENGLEFIELD DR, GAITHERSBURG, MD 20878-2661 |
| Document Number | 0697910251 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | 69791/251 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 105 ENGLEFIELD DR, GAITHERSBURG, MD 20878-2661 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Title Company | ARMOUR SETTLEMENT SERVICES LLC, ARMOUR SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0671030001 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 67103/1 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 105 ENGLEFIELD DR, GAITHERSBURG, MD 20878-2661 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0560620058 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 56062/058 |
| Name | CLEARVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | CORAOPOLIS, PA 15108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 105 Englefield Dr was $10,351.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $851,200 (+4.27%) Land $239,300 Building $611,900 | $851,200 (-) Land $239,300 Building $611,900 | |
| 2025 | $10,351.00 | $816,333 | $851,200 Land $239,300 Building $611,900 |
| 2023 | $746,600 Land $239,300 Building $507,300 | $746,600 Land $239,300 Building $507,300 | |
| 2022 | $8,966.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Englefield Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Englefield Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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