103 Englefield Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 103 Englefield Dr, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,484 sqft · built 1988
Lot Size	0.203 acres (8,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$731,000 (Aug 2016)
Tax Bill	$11,140 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02703692`

Property Details

APN / Parcel Number

Primary APN	`09-02703692`
Alternative APN	`02703692`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,484 sqft Living Area
Gross Area	4,984 sqft
1st Floor Area	1,782 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	8,832 sqft (0.203 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Deck Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02703692
Street Address	103 ENGLEFIELD DR
City	GAITHERSBURG
State	MD
Zip	20878-2661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	WASHINGTONIAN WOODS
Legal Subdivision	WASHINGTONIAN WOODS
Legal Block	B
Legal Lot Number	38
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1016
Census Tract	700828

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 ENGLEFIELD DR, GAITHERSBURG, MD 20878-2661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2016 · Amount on Record
Deed Sale	Aug 31, 2016 · Amount on Record
Prior Sale	Aug 30, 2007
Deed Book / Page	52726 / 430
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	103 ENGLEFIELD DR, GAITHERSBURG, MD 20878-2661
Document Number	0603430063
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	INTERNATIONAL TITLE AND ESCROW, INTERNATIONAL TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 ENGLEFIELD DR GAITHERSBURG MD 208782661, GAITHERSBURG, MD 20878-2661

Mortgage

Document Number	0603430063
Date	Aug 24, 2020
Book Page	060343/000063

Lender

Name	GREENWAY FNDG GROUP
Type	Funding / Finance Company
Address	POTOMAC, MD 20854

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 23, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$923,200 (+5.26%) Land $237,300 Building $685,900	$923,200 (-) Land $237,300 Building $685,900
2025	$11,140.00 (+20.35%)	$877,033 (+11.77%)	$923,200 (+17.65%) Land $237,300 Building $685,900
2023		$784,700 Land $237,300 Building $547,400	$784,700 Land $237,300 Building $547,400
2022	$9,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20