Chambers County property record for 105 Elm St, Valley, AL 36854 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,290 sqft · built 1920 |
| Lot Size | 0.202 acres (8,820 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Dec 2022) |
| Tax Bill | $399 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-17-06-24-1-013-004.000 |
| Primary APN | 12-17-06-24-1-013-004.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| 1st Floor Area | 1,290 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,820 sqft (0.202 acres) |
| Lot Dimensions | 127 ft deep x 81 ft wide |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 494075 |
|---|---|
| Street Address | 105 ELM ST |
| City | VALLEY |
| State | AL |
| Zip | 36854-4635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLOCK 6FAIRFAX MILL VILLAGEM.B. 3 PG. 26-28IN SW1/4 OF NE1/4.S24 T21N R28ECITY OF VALLEY |
| Legal Range | 28 |
| Legal Township | 21 |
| Legal Section | 24 |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | VALLEY |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 954300 |
Source: Chambers County records · APN 12-17-06-24-1-013-004.000
Assessment roll updated May 12, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 ELM ST, VALLEY, AL 36854-4635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2022 | Deed, Transfer · FHA Mortgage STATEWIDE MORTGAGE LLC |
| Nov 09, 2020 | Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on Record |
| Deed Sale | Dec 22, 2022 · Amount on Record |
| Prior Sale | Dec 20, 2022 · Amount on Record |
| Deed Document Number | 20225697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Dec 22, 2022 |
| Property Address | 105 ELM ST, VALLEY, AL 36854-4635 |
| Document Number | 02022/5697 |
| Book / Page | 2022 / 5697 |
| Map Reference | MB 3 PG 26-28 |
| Instrument Date | Dec 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 ELM ST, VALLEY, AL 36854-4635 |
| Name | Verified Name |
|---|---|
| Address | 105 ELM ST, VALLEY, AL 36854-4635 |
| Document Number | 0020225698 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 2022/5698 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Nov 09, 2020 |
| Property Address | 105 ELM ST, VALLEY, AL 36854-4635 |
| Document Number | 02020/4688 |
| Book / Page | 2020 / 4688 |
| Map Reference | MB 3 PG 26-28 |
| Instrument Date | Nov 04, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2808 49TH AVE SW, 2808, LANETT, AL 36863-4044 |
| Name | Verified Name |
|---|---|
| Address | 105 ELM ST, VALLEY, AL 36854-4635 |
| Document Number | 2020/4689 |
|---|---|
| Date | Nov 09, 2020 |
| Book Page | 2020/4689 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Chambers County records · Assessment roll updated May 12, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | Valley City |
| Unified School District | Chambers County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $399.00 (+8.42%) | $26,608 (+157.33%) Land $2,600 Building $24,008 | $133,040 (+28.54%) Land $13,000 Building $120,040 |
| 2024 | $368.00 (+222.81%) Additional exemption filed | $10,340 (+137.16%) Land $420 Building $9,920 | $103,500 (+137.39%) Land $4,230 Building $99,270 |
| 2023 | $114.00 (+5.56%) Additional exemption filed | $4,360 (+3.32%) Land $420 Building $3,940 | $43,600 (+3.05%) Land $4,230 Building $39,370 |
| 2022 | $108.00 Additional exemption filed | $4,220 Land $420 Building $3,800 | $42,310 Land $4,230 Building $38,080 |
Source: FEMA National Flood Hazard Layer, Chambers County (01017C), updated February 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010179543004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Fairfax Historic District listed 1999 · 377 contributing resources · NRIS 99001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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