Chambers County property record for 103 Elm St, Valley, AL 36854 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,504 sqft · built 1920 |
| Lot Size | 0.258 acres (11,223 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,000 (Jan 2023) |
| Tax Bill | $475 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Oct 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-17-06-24-1-013-003.000 |
| Primary APN | 12-17-06-24-1-013-003.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,223 sqft (0.258 acres) |
| Lot Dimensions | 129 ft deep x 87 ft wide |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 364 sqft |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 494070 |
|---|---|
| Street Address | 103 ELM ST |
| City | VALLEY |
| State | AL |
| Zip | 36854-4635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 6 FAIRFAX MILL VILLAGE M.B. 3 PG. 26-28 IN SW1/4 OF NE1/4. S24 T21N R28E CITY OF VALLEY |
| Legal Range | 28 |
| Legal Township | 21 |
| Legal Section | 24 |
| Legal Subdivision | FAIRFAX MILL VILLAGE |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | VALLEY |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 954300 |
Source: Chambers County records · APN 12-17-06-24-1-013-003.000
Assessment roll updated May 12, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 ELM ST, VALLEY, AL 36854-4635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2023 | Deed, Transfer · USDA Mortgage HOMETOWN LENDERS INC |
| Oct 19, 2022 | Warranty Deed, Transfer |
| Nov 08, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage AMERIS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 18, 2023 · Amount on Record |
| Deed Sale | Jan 18, 2023 · Amount on Record |
| Prior Sale | Oct 19, 2022 · Amount on Record |
| Deed Document Number | 2023273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Jan 18, 2023 |
| Property Address | 103 ELM ST, VALLEY, AL 36854-4635 |
| Document Number | 002023/273 |
| Book / Page | 2023 / 273 |
| Map Reference | MB 3 PG 26-28 |
| Instrument Date | Jan 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2196, MARTINEZ, CA 94553-0219 |
| Name | Verified Name |
|---|---|
| Address | 103 ELM ST, VALLEY, AL 36854-4635 |
| Document Number | 0002023274 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 2023/274 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Oct 19, 2022 |
| Property Address | 103 ELM ST, VALLEY, AL 36854-4635 |
| Document Number | 02022/4797 |
| Book / Page | 2022 / 4797 |
| Map Reference | MB 3 PG 26-28 |
| Instrument Date | Oct 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2671 56TH AVE SW, 2671, LANETT, AL 36863-4117 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2196, MARTINEZ, CA 94553-0219 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Nov 08, 2019 |
| Property Address | 103 ELM ST, VALLEY, AL 36854-4635 |
| Document Number | 02019/4661 |
| Book / Page | 2019 / 4661 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 ELM ST, VALLEY, AL 36854-4635 |
| Document Number | 0020194662 |
|---|---|
| Date | Nov 08, 2019 |
| Instrument | 2019/4662 |
| Name | AMERIS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 02019/4661 |
|---|---|
| Date | Nov 08, 2019 |
| Book Page | 2019/4661 |
| Name | AMERIS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: Chambers County records · Assessment roll updated May 12, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | Valley City |
| Unified School District | Chambers County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $475.00 (+8.2%) | $30,888 (+157.4%) Land $3,040 Building $27,848 | $154,440 (+28.64%) Land $15,200 Building $139,240 |
| 2024 | $439.00 (+35.91%) Additional exemption filed | $12,000 (+29.31%) Land $500 Building $11,500 | $120,060 (+29.57%) Land $4,940 Building $115,120 |
| 2023 | $323.00 (+4.19%) Additional exemption filed | $9,280 (+3.57%) Land $500 Building $8,780 | $92,660 (+3.47%) Land $4,940 Building $87,720 |
| 2022 | $310.00 Additional exemption filed | $8,960 Land $500 Building $8,460 | $89,550 Land $4,940 Building $84,610 |
Source: FEMA National Flood Hazard Layer, Chambers County (01017C), updated February 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010179543004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Fairfax Historic District listed 1999 · 377 contributing resources · NRIS 99001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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