105 E Wharf Rd, Madison, CT 06443 Property Records

Madison Town property record for 105 E Wharf Rd, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,050 sqft · built 1947
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Oct 2024)
Tax Bill	$17,020 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`MADI M:17 B:35`

Property Details

APN / Parcel Number

Primary APN	`MADI M:17 B:35`
Alternative APNs	`00061600` `61600`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,050 sqft Living Area
Gross Area	3,288 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	61600
Street Address	105 E WHARF RD
City	MADISON
State	CT
Zip	06443-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	35
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2006
Census Tract	194102

Owner

Source: Madison Town records · APN MADI M:17 B:35

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 E WHARF RD, MADISON, CT 06443-3132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2024 · Amount on Record
Deed Sale	Oct 02, 2024 · Amount on Record
Prior Sale	May 22, 2007 · Amount on Record
Deed Document Number	20241894
Deed Book / Page	2294 / 918
Record Updated	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Oct 02, 2024
Property Address	105 E WHARF RD, MADISON, CT 06443-3132
Document Number	002294-918
Book / Page	2294 / 918
Instrument Date	Sep 13, 2024
Instrument	20241894
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0020241895
Date	Oct 02, 2024
Instrument	2024-1895

Lender

Name	SUSAN LOONAM BORGHESI

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,020.00	$758,800 (+47.68%) Land $491,400 Building $267,400	$531,160 Land $343,980 Building $187,180
2024	$17,020.00 (+10.53%)
2023	$15,399.00 (+1.91%)	$513,800 (-) Land $362,900 Building $150,900
2022	$15,111.00	$513,800 Land $362,900 Building $150,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Based on FCC filings for 134 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.