97 E Wharf Rd, Madison, CT 06443 Property Records

Madison Town property record for 97 E Wharf Rd, Madison, CT 06443 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Architecture StyleConventional
Year BuiltBuilt 2001
Square Footage1,293 sqft Living Area
Lot Size5,227 sqft (0.12 acres)
Last Sale$1,250,000 (2026)
Tax Bill$15,688.00 (2025)

Property Details

APN / Parcel Number

Primary APNMADI M:17 B:31
Alternative APNs
  • 00061200
  • 61200

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,293 sqft Living Area
Gross Area2,238 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,227 sqft (0.12 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number61200
Street Address97 E WHARF RD
CityMADISON
StateCT
Zip06443-3132
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block31
JurisdictionMADISON CT
Minor Civil DivisionMADISON
Census Blockgroup2
Census Block2006
Census Tract194102

Owner

Source: Madison Town records · APN MADI M:17 B:31

Assessment roll updated June 25, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14 GATEWOOD, AVON, CT 06001-3949
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Warranty Deed, Transfer
Dec 27, 2022Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
MORGAN STANLEY CREDIT CORP
Nov 01, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2026 · Amount on Record
Deed SaleJul 27, 2026 · Amount on Record
Prior SaleNov 01, 2022 · Amount on Record
Deed Doc Number20261509
Deed Book / Page2315 / 185
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON CT
Recording DateJul 27, 2026
Property Address97 E WHARF RD, MADISON, CT 06443-3132
Document Number0000001509
Book / Page2315 / 185
Instrument DateJul 13, 2026
Instrument20261509
Transaction TypeTransfer
Record UpdatedAug 19, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address14 GATEWOOD, AVON, CT 06001-3949

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON CT
Property Address97 E WHARF RD, MADISON, CT 06443-3132
Transaction TypeMortgage
Record UpdatedOct 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002277-331
DateDec 27, 2022
Book Page2277/331
Instrument2022-3042
Lender
NameMORGAN STANLEY CREDIT CORP
TypeMortgage Company
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.1%
Type Change DateJan 01, 2033
IndexOther
Margin3

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON CT
Recording DateNov 01, 2022
Property Address97 E WHARF RD, MADISON, CT 06443-3132
Document Number002275-876
Book / Page2275 / 876
Instrument DateNov 01, 2022
Instrument20222671
Transaction TypeTransfer
Record UpdatedOct 15, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Madison Town records · Assessment roll updated June 25, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionMadison Town
Unified School DistrictMadison School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$15,688.00$699,400 (+46.53%) Land $491,400 Building $208,000$489,580 Land $343,980 Building $145,600
2024$15,688.00 (+9.67%)
2023$14,305.00 (+1.91%)$477,300 (-) Land $362,900 Building $114,400
2022$14,037.00$477,300 Land $362,900 Building $114,400

Flood & Wildfire

97 E Wharf Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 09009C updated January 25, 2026

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood Elevation12.0 ft
vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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