105 E Water St, Versailles, OH 45380 Property Records

Darke County property record for 105 E Water St, Versailles, OH 45380

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,007 sqft · built 1900
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Sep 2025)
Tax Bill	$1,210 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T76-2-410-19-01-01-10700`

Property Details

APN / Parcel Number

Primary APN	`T76-2-410-19-01-01-10700`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,007 sqft Living Area
1st Floor Area	1,007 sqft
Basement Area	602 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	3,920 sqft (0.089 acres)
Lot Dimensions	132 ft deep x 29.8 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Deck Area	50 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	105 E WATER ST
City	VERSAILLES
State	OH
Zip	45380-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN W SD LOT 4
Legal Subdivision	ORIGINAL TOWN W SD
Legal Lot Number	4
Jurisdiction	DARKE OH
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1029
Census Tract	530100

Owner

105 E Water St is owned and occupied by an individual who bought it in September 2025.

Source: Darke County records, as of February 26, 2026

Owner of Record	Individual Name on File
Mailing Address	105 E WATER ST, VERSAILLES, OH 45380-1539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Mar 8, 2023	Warranty Deed, Transfer · VA Mortgage THE HUNTINGTON NATIONAL BANK
Jan 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Prior Sale	Mar 8, 2023 · Amount on File
Deed Document Number	202500005028
Deed Book / Page	575 / 3726
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARKE OH
Recording Date	Sep 23, 2025
Property Address	105 E WATER ST, VERSAILLES, OH 45380-1539
Document Number	00575/3726
Book / Page	575 / 3726
Map Reference	VOL 399 PG 521
Instrument Date	Jul 11, 2025
Instrument	202500005028
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 E WATER ST, VERSAILLES, OH 45380-1539

Mortgage

Document Number	202500005029
Date	Sep 23, 2025
Instrument	202500005029

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARKE OH
Recording Date	Mar 8, 2023
Property Address	105 E WATER ST, VERSAILLES, OH 45380-1539
Document Number	00560/4777
Book / Page	560 / 4777
Instrument Date	Mar 2, 2023
Instrument	202300001194
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 E WATER ST, VERSAILLES, OH 45380-1539

Mortgage

Document Number	202300001195
Date	Mar 8, 2023
Instrument	202300001195

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARKE OH
Recording Date	Jan 20, 2017
Property Address	105 E WATER ST, VERSAILLES, OH 45380-1539
Document Number	0504/01902
Book / Page	504 / 01902
Map Reference	VOL399 PG521
Instrument Date	Jan 12, 2017
Instrument	201700000518
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 E WATER ST, VERSAILLES, OH 45380-1539

Tax Assessment & Valuation

The 2025 property tax bill for 105 E Water St was $1,210 with a homeowner's exemption.

Source: Darke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Wayne Township
Municipality	Versailles Village
Unified School District	Versailles Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,210.00 Homeowner's exemption	$36,310 (-) Land $3,310 Building $33,000	$103,730 (-) Land $9,450 Building $94,280
2024	$1,210.00 (+21.36%) Homeowner's exemption	$36,310 (+24.56%) Land $3,310 Building $33,000	$103,730 (+24.56%) Land $9,450 Building $94,280
2023	$997.00	$29,150 Land $3,310 Building $25,840	$83,280 Land $9,450 Building $73,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 E Water St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1982–2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 E Water St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
altafiber Network Solutions Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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