Darke County property record for 404 E Water St, Versailles, OH 45380
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,410 sqft · built 1900 |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,315 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T76-2-410-19-01-03-10500 |
| Primary APN | T76-2-410-19-01-03-10500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 2,820 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Foundation Type | No Foundation |
| Lot Area | 8,189 sqft (0.188 acres) |
| Lot Dimensions | 126 ft deep x 65 ft wide |
| Garage Area | 852 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 234 sqft |
| Patio Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 404 E WATER ST |
|---|---|
| City | VERSAILLES |
| State | OH |
| Zip | 45380-1542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLEYS ADDN WHOLE LOT 102 |
| Legal Subdivision | KELLEYS ADDN |
| Legal Lot Number | 102 |
| Jurisdiction | DARKE OH |
| Township / Civil Division | WAYNE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 530100 |
404 E Water St is owned and occupied by two individuals.
Source: Darke County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 E WATER ST, VERSAILLES, OH 45380-1542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 404 E Water St was $1,315 with a homeowner's exemption.
Source: Darke County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Darke County |
| County Subdivision | Wayne Township |
| Municipality | Versailles Village |
| Unified School District | Versailles Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,315.00 Homeowner's exemption | $40,020 Land $6,750 Building $33,270 | $114,350 Land $19,280 Building $95,070 |
| 2023 | $1,337.00 Homeowner's exemption | $40,020 Land $6,750 Building $33,270 | $114,350 Land $19,280 Building $95,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 E Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1989) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 E Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERSAILLES VILLAGE PWS serves 2,687 people · EPA ID OH1901312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wabash Communications.
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