105 E Saddle Ln, Havelock, NC 28532 Property Records

Craven County property record for 105 E Saddle Ln, Havelock, NC 28532 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1979
Lot Size	0.394 acres (17,176 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (May 2022)
Tax Bill	$996 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-218-1-SCT2-006`

Property Details

APN / Parcel Number

Primary APN	`6-218-1-SCT2-006`
Alternative APNs	`102467` `19357`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,339 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1979
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,176 sqft (0.394 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	102467
Old Parcel Number	6-218-1-SCT2006
Street Address	105 E SADDLE LN
City	HAVELOCK
State	NC
Zip	28532-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 MARMANN TERRACE SEC 2
Legal Subdivision	MARMANN TERRACE
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1010
Census Tract	961301

Owner

Source: Craven County records · APN 6-218-1-SCT2-006

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	105 E SADDLE LN, HAVELOCK, NC 28532-2938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 2022 · Amount on Record
Deed Sale	May 05, 2022 · Amount on Record
Deed Document Number	0037241024
Deed Book / Page	3724 / 1024
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 05, 2022
Property Address	105 E SADDLE LN, HAVELOCK, NC 28532-2938
Document Number	03724/1024
Book / Page	3724 / 1024
Map Reference	CAB B SL 110
Instrument Date	Apr 19, 2022
Instrument	10096458
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2260 INDIAN RIVER RD, VIRGINIA BEACH, VA 23456-3801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 E SADDLE LN, HAVELOCK, NC 28532-2938

Mortgage

Document Number	0037241027
Date	May 05, 2022
Instrument	3724/1027

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$996.00 (-33.56%)	$127,990 (-) Land $40,000 Building $87,990	$127,990 (-) Land $40,000 Building $87,990
2023	$1,499.00 (+24.5%)	$127,990 (+28.58%) Land $40,000 Building $87,990	$127,990 (+28.58%) Land $40,000 Building $87,990
2022	$1,204.00	$99,540 Land $40,000 Building $59,540
2018			$99,540 Land $40,000 Building $59,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499613011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2018, other causes, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 10 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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