104 E Saddle Ln, Havelock, NC 28532 Property Records

Craven County property record for 104 E Saddle Ln, Havelock, NC 28532 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,785 sqft · built 1979
Lot Size	0.385 acres (16,789 sqft)
Owner	Individual Name on File
Tax Bill	$1,770 (2025)
Deeds & Mortgages	Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`6-218-1-SCT2-003`

Property Details

APN / Parcel Number

Primary APN	`6-218-1-SCT2-003`
Alternative APN	`131815`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,785 sqft Living Area
1st Floor Area	1,785 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1979
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,789 sqft (0.385 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	131815
Old Parcel Number	6-218-1-SCT2003
Street Address	104 E SADDLE LN
City	HAVELOCK
State	NC
Zip	28532-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 SEC 2 MARMANN TERR
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1010
Census Tract	961301

Owner

Source: Craven County records · APN 6-218-1-SCT2-003

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	104 E SADDLE LN, HAVELOCK, NC 28532-2938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 14, 2020
Transfer Doc	3644/969
Record Updated	Jun 08, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Dec 14, 2020
Property Address	104 E SADDLE LN, HAVELOCK, NC 28532-2938
Document Number	3644/969
Book / Page	3644 / 969
Map Reference	CAB B SL 110
Instrument Date	Dec 11, 2020
Instrument	10066063
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E SADDLE LN, HAVELOCK, NC 28532-2938

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,770.00 (+4.18%)	$145,800 (-) Land $40,000 Building $105,800	$145,800 (-) Land $40,000 Building $105,800
2023	$1,699.00 (+16.85%)	$145,800 (+20.24%) Land $40,000 Building $105,800	$145,800 (+20.24%) Land $40,000 Building $105,800
2022	$1,454.00	$121,260 Land $40,000 Building $81,260
2018			$121,260 Land $40,000 Building $81,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499613011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2018, other causes, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 10 claims

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	About 1 in 787 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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