105 E Poplar Dr, Effingham, IL 62401 Property Records

Effingham County property record for 105 E Poplar Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,807 sqft · built 1971
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,000 (May 2001)
Tax Bill	$2,915 (2025)
Deeds & Mortgages	Dec 2025 Transfer Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-11-322-060`

Property Details

APN / Parcel Number

Primary APN	`03-11-322-060`

Interior

Bedrooms	1 Bed
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,807 sqft Base Area
1st Floor Area	1,807 sqft
Basement Area	1,552 sqft
Unfinished Basement	1,552 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Street Address	105 E POPLAR DR
City	EFFINGHAM
State	IL
Zip	62401-4186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 8 BUENEKEMPER'S SUB !!B!! (B&B) 25004532 1638/151 1151/212
Legal Subdivision	BUENEKEMPER'S SUBDIVISION
Legal Block	8
Legal Lot Number	3
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3020
Census Tract	950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 E POPLAR DR, EFFINGHAM, IL 62401-4186
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Intrafamily Transfer, Transfer
Nov 14, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2001 · Amount on Record
Deed Sale	May 3, 2001 · Amount on Record
Deed Document Number	20012013394
Last Transfer Date	Dec 15, 2025
Transfer Doc	0000004532
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 15, 2025
Property Address	105 E POPLAR DR, EFFINGHAM, IL 62401-4186
Document Number	202525004532
Map Reference	MB 3 PG 490
Instrument Date	Dec 15, 2025
Instrument	202525004532
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	105 E POPLAR DR, EFFINGHAM, IL 62401-4186

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	105 E POPLAR DR, EFFINGHAM, IL 62401-4186
Transaction Type	Mortgage
Record Updated	Dec 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201701705311
Date	Nov 14, 2017
Book Page	3348/156
Instrument	201701705311

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2047

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,915.00 (-15.34%)	$62,740 (+9.99%) Land $17,200 Building $45,540	$188,220 (+9.99%) Land $51,600 Building $136,620
2024	$3,443.00 (+25.52%) Homeowner's exemption	$57,040 (+19.88%) Land $15,640 Building $41,400	$171,120 (+19.88%) Land $46,920 Building $124,200
2022	$2,743.00 Homeowner's exemption	$47,580 Land $13,050 Building $34,530	$142,740 Land $39,150 Building $103,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

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