103 E Poplar Dr, Effingham, IL 62401 Property Records

Effingham County property record for 103 E Poplar Dr, Effingham, IL 62401 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,757 sqft · built 1970
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (May 2020)
Tax Bill	$3,465 (2024)
Deeds & Mortgages	May 2020 Sale & Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-11-322-059`

Property Details

APN / Parcel Number

Primary APN	`03-11-322-059`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,757 sqft Base Area
1st Floor Area	1,757 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Masonry / Concrete Block
Lot Area	20,038 sqft (0.46 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	103 E POPLAR DR
City	EFFINGHAM
State	IL
Zip	62401-4186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 8 BUENEKEMPER'S SUB !!B!! (B&B) 3565/347 3003/349 2521/1 2245/114 1782/331 1061/3 1041/126
Legal Subdivision	BUENEKEMPER'S SUBDIVISION
Legal Block	8
Legal Lot Number	2
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3020
Census Tract	950600

Owner

Source: Effingham County records · APN 03-11-322-059

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 E POPLAR DR, EFFINGHAM, IL 62401-4186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA
Jul 05, 2018	Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK
May 01, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Prior Sale	Dec 17, 2013 · Amount on Record
Deed Document Number	202020002482
Deed Book / Page	3565 / 347
Transfer Doc	2521/001
Record Updated	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 21, 2020
Property Address	103 E POPLAR DR, EFFINGHAM, IL 62401-4186
Document Number	3565/347
Book / Page	3565 / 347
Map Reference	MB 03 PG490
Instrument Date	May 15, 2020
Instrument	202020002482
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E POPLAR DR, EFFINGHAM, IL 62401-4186

Mortgage

Document Number	202020002483
Date	May 21, 2020
Instrument	202020002483

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	103 E POPLAR DR, EFFINGHAM, IL 62401-4186
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3396/295
Date	Jul 05, 2018
Book Page	3396/295
Instrument	201801802722

Lender

Name	CROSSROADS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	103 E POPLAR DR, EFFINGHAM, IL 62401-4186
Transaction Type	Mortgage
Record Updated	Jun 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3380/042
Date	May 01, 2018
Book Page	3380/042
Instrument	201801801577

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2033

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,465.00 (+25.5%)	$57,360 (+19.87%) Land $15,640 Building $41,720	$172,080 (+19.87%) Land $46,920 Building $125,160
2022	$2,761.00 Homeowner's exemption	$47,850 Land $13,050 Building $34,800	$143,550 Land $39,150 Building $104,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170499506003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Consolidated Communications	DSL	500 / 75
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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