105 E Peppermint St, Union City, OH 45390 Property Records

Darke County property record for 105 E Peppermint St, Union City, OH 45390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1964
Lot Size	0.177 acres (7,749 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Mar 2006)
Tax Bill	$631 (2025)
Deeds & Mortgages	Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H33-2-113-31-01-01-13200`

Property Details

APN / Parcel Number

Primary APN	`H33-2-113-31-01-01-13200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Family Room	Family Room

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood Frame
Foundation Type	Raised
Lot Area	7,749 sqft (0.177 acres)
Lot Dimensions	125 ft deep x 62 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	340 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	105 E PEPPERMINT ST
City	UNION CITY
State	OH
Zip	45390-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEPPERMINT VILLAGE 1ST DIV WHOLE OLOT 4
Legal Subdivision	PEPPERMINT
Legal Lot Number	4
Jurisdiction	DARKE OH
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3006
Census Tract	510100

Owner

105 E Peppermint St is owned and occupied by an individual who bought it in March 2006.

Source: Darke County records, as of February 26, 2026

Owner of Record	Individual Name on File
Mailing Address	105 E PEPPERMINT ST, UNION CITY, OH 45390-1912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2006 · Amount on File
Deed Sale	Mar 16, 2006 · Amount on File
Deed Document Number	250
Deed Book / Page	383 / 575
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	105 E PEPPERMINT ST, UNION CITY, OH 45390-1912
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00565/4834
Date	Feb 9, 2024
Book Page	565/4834
Instrument	202400000591

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 105 E Peppermint St was $631 with a homeowner's exemption.

Source: Darke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Jackson Township
Municipality	Union City Village
Unified School District	Mississinawa Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$631.00 Homeowner's exemption	$19,510 Land $1,990 Building $17,520	$55,740 Land $5,690 Building $50,050
2023	$620.00 (+7.83%) Homeowner's exemption	$19,120 (+28.67%) Land $1,990 Building $17,130	$54,630 Land $5,690 Building $48,940
2022	$575.00 Homeowner's exemption	$14,860 Land $1,660 Building $13,200
2020			$42,450 Land $4,740 Building $37,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 E Peppermint St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 E Peppermint St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY VILLAGE PWS serves 1,650 people · EPA ID OH1901212
Water Source	Purchased groundwater from UNION CITY WATER WORKS
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wabash Communications Fixed Wireless	100 / 25
altafiber Network Solutions Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20