Darke County property record for 104 E Peppermint St, Union City, OH 45390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 962 sqft · built 1964 |
| Lot Size | 0.179 acres (7,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,600 (Jul 2022) |
| Tax Bill | $1,065 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H33-2-113-31-01-01-14400 |
| Primary APN | H33-2-113-31-01-01-14400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 962 sqft Living Area |
| 1st Floor Area | 1,924 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Lot Area | 7,810 sqft (0.179 acres) |
| Lot Dimensions | 126 ft deep x 62 ft wide |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 104 E PEPPERMINT ST |
|---|---|
| City | UNION CITY |
| State | OH |
| Zip | 45390-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEPPERMINT VILLAGE 1ST DIV WHOLE OLOT 17 |
| Legal Subdivision | PEPPERMINT VILLAGE SECTION ONE |
| Legal Lot Number | 17 |
| Jurisdiction | DARKE OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 510100 |
Source: Darke County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 E PEPPERMINT ST, UNION CITY, OH 45390-1913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jul 19, 2022 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2022 · Amount on Record |
| Deed Sale | Jul 19, 2022 · Amount on Record |
| Prior Sale | Jul 31, 2003 · Amount on Record |
| Deed Document Number | 20224379 |
| Deed Book / Page | 557 / 481 |
| Prior Transfer Date | Jan 27, 1999 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARKE OH |
| Recording Date | Jun 2, 2026 |
| Property Address | 104 E PEPPERMINT ST, UNION CITY, OH 45390-1913 |
| Document Number | 0000003099 |
| Book / Page | 580 / 2739 |
| Instrument Date | May 23, 2026 |
| Instrument | 20263099 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 104 E PEPPERMINT ST, UNION CITY, OH 45390-1913 |
| Document Number | 0000003099, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 580/2739 |
| Instrument | 20263099 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | Aug 1, 2052 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARKE OH |
| Recording Date | Jul 19, 2022 |
| Property Address | 104 E PEPPERMINT ST, UNION CITY, OH 45390-1913 |
| Document Number | 000557/481 |
| Book / Page | 557 / 481 |
| Map Reference | MB 5 PG 502 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 202200004379 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 E PEPPERMINT ST, UNION CITY, OH 45390-1913 |
| Document Number | 202200004380 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 202200004380 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Darke County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Darke County |
| County Subdivision | Jackson Township |
| Municipality | Union City Village |
| Unified School District | Mississinawa Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,065.00 (-0.19%) Homeowner's exemption | $32,910 (-) Land $2,010 Building $30,900 | $94,030 (-) Land $5,750 Building $88,280 |
| 2023 | $1,067.00 (+62.9%) Homeowner's exemption | $32,910 (+99.33%) Land $2,010 Building $30,900 | $94,030 (+99.43%) Land $5,750 Building $88,280 |
| 2022 | $655.00 | $16,510 Land $1,680 Building $14,830 | |
| 2020 | $47,150 Land $4,790 Building $42,360 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION CITY VILLAGE PWS serves 1,650 people · EPA ID OH1901212 |
|---|---|
| Water Source | Purchased groundwater from UNION CITY WATER WORKS |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wabash Communications Fixed Wireless | 100 / 25 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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