Santa Cruz County property record for 105 E High St, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,223 sqft · built 1910 |
| Lot Size | 0.153 acres (6,665 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,308 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-012-14 |
| Primary APN | 018-012-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,223 sqft Living Area |
| Gross Area | 1,455 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,665 sqft (0.153 acres) |
| Garage Type | Attached |
| Garage Area | 232 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|
| Street Address | 105 E HIGH ST, B |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-3903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WATSONVILLE HEIGHTS 01 |
| Legal Lot Number | 100 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 110505 |
Source: Santa Cruz County records · APN 018-012-14
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 E HIGH ST, WATSONVILLE, CA 95076-3903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 03, 2025 | Deed of Trust, Mortgage · Line of Credit OCEANAIR FCU |
| Mar 08, 2021 | Deed of Trust, Mortgage · Line of Credit BAY FCU |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY FCU |
| Jun 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage M LEWIS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 09, 2001 |
| Transfer Doc | 0000052549 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 105 E HIGH ST, WATSONVILLE, CA 95076-3903 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 105 E HIGH ST, WATSONVILLE, CA 95076-3903 |
| Document Number | 0000018539 |
|---|---|
| Date | Sep 03, 2025 |
| Instrument | 2025-0018539 |
| Name | OCEANAIR FCU |
|---|---|
| Type | Credit Union |
| Address | OXNARD, CA 93036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 105 E HIGH ST, WATSONVILLE, CA 95076-3903 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 105 E HIGH ST, WATSONVILLE, CA 95076-3903 |
| Document Number | 0000013826 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 2021-0013826 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 105 E HIGH ST, WATSONVILLE, CA 95076-3903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 105 E HIGH ST, WATSONVILLE, CA 95076-3903 |
| Document Number | 0000056314 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020-0056314 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 105 E HIGH ST, WATSONVILLE, CA 95076-3903 |
| Document Number | 0000018333 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 105 E HIGH ST WATSONVILLE CA 950763903, WATSONVILLE, CA 95076-3903 |
| Document Number | 0000018333 |
|---|---|
| Date | Jul 03, 2019 |
| Instrument | 18333 |
| Name | M LEWIS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,303 (+2%) Land $41,824 Building $53,479 | ||
| 2025 | $1,308.00 (+19.34%) Homeowner's exemption | $93,434 (+4.04%) Land $41,004 Building $52,430 | |
| 2023 | $1,096.00 (+2.05%) Homeowner's exemption | $89,806 Land $39,412 Building $50,394 | $598,500 |
| 2022 | $1,074.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871105052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cruzio Internet Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 823 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA4410011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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