104 E High St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 104 E High St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,665 sqft · built 1928
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on Record
Last Sale	$805,000 (Oct 2022)
Tax Bill	$10,677 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-022-02`

Property Details

APN / Parcel Number

Primary APN	`018-022-02`
Alternative APN	`018-022-02-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,665 sqft Living Area
Gross Area	1,905 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	104 E HIGH ST
City	WATSONVILLE
State	CA
Zip	95076-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WATSONVILLE HEIGHTS 01
Legal Lot Number	79
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2014
Census Tract	110505

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 E HIGH ST, WATSONVILLE, CA 95076-3904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 9, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
May 9, 2019	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	May 9, 2019
Deed Document Number	202228274
Prior Transfer Date	Nov 21, 1993
Prior Transfer Doc	0000089239
Record Updated	Oct 29, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 13, 2022
Property Address	104 E HIGH ST, WATSONVILLE, CA 95076-3904
Document Number	0000028274
Map Reference	MB 15 PG 12
Instrument Date	Oct 4, 2022
Instrument	2022-0028274
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	104 E HIGH ST, WATSONVILLE, CA 95076-3904

Mortgage

Document Number	0000028275
Date	Oct 13, 2022
Instrument	2022-0028275

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	104 E HIGH ST, WATSONVILLE, CA 95076-3904
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E HIGH ST, WATSONVILLE, CA 95076-3904

Mortgage

Document Number	0000013731
Date	Apr 29, 2022
Instrument	2022-0013731

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	104 E HIGH ST, WATSONVILLE, CA 95076-3904
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E HIGH ST, WATSONVILLE, CA 95076-3904

Mortgage

Document Number	0000016734
Date	Mar 23, 2021
Instrument	2021-0016734

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 9, 2019
Property Address	104 E HIGH ST, WATSONVILLE, CA 95076-3904
Document Number	0000012265
Instrument Date	May 2, 2019
Instrument	12265
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 E HIGH ST WATSONVILLE CA 950763904, WATSONVILLE, CA 95076-3904

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 9, 2019
Property Address	104 E HIGH ST, WATSONVILLE, CA 95076-3904
Document Number	0000012264
Map Reference	MB 15 PG 12
Instrument Date	Apr 25, 2019
Instrument	2019-0012264
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E HIGH ST, WATSONVILLE, CA 95076-3904

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$854,272 (+2%) Land $535,910 Building $318,362
2025	$10,677.00 (+12.77%)	$837,522 (+4.04%) Land $525,402 Building $312,120
2023	$9,468.00 (+64.32%)	$805,000 Land $505,000 Building $300,000
2022	$5,762.00
2021			$578,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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