105 E Flag Creek Ranch Rd, Llano, TX 78643 Property Records

Llano County property record for 105 E Flag Creek Ranch Rd, Llano, TX 78643

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,954 sqft · built 2016
Lot Size	1.91 acres (83,461 sqft)
Owner	Individual Name on Record
Last Sale	$374,100 (Jul 2020)
Tax Bill	$4,655 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`10443-000-0002-0`

Property Details

APN / Parcel Number

Primary APN	`10443-000-0002-0`
Alternative APN	`5206`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
1st Floor Area	1,576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asbestos
Lot Area	83,461 sqft (1.91 acres)
Garage Type	Carport
Garage Area	160 sqft
Carport	Carport
Carport Area	160 sqft
Porch	Slab
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10443-000-0002-0
Street Address	105 E FLAG CREEK RANCH RD
City	LLANO
State	TX
Zip	78643-2567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLAG CREEK RANCH LT 2 1.916 AC
Legal Subdivision	FLAG CREEK RANCH
Legal Tract	2
Legal Lot Number	2
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	3
Census Block	3038
Census Tract	970200

Owner

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 E FLAG CREEK RANCH RD, LLANO, TX 78643-2567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 21, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Nov 21, 2018 · Amount on Record
Deed Document Number	20204260
Prior Transfer Date	Nov 20, 2018
Prior Transfer Doc	1584/4744
Record Updated	Oct 29, 2026

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LLANO TX
Recording Date	Jul 9, 2020
Property Address	105 E FLAG CREEK RANCH RD, LLANO, TX 78643-2567
Document Number	2004260
Map Reference	VOL 5 PG 47
Instrument Date	Jul 9, 2020
Instrument	20-04260
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 E MAIN ST, 409, LLANO, TX 78643-2029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 E FLAG CREEK RANCH RD, LLANO, TX 78643-2567

Mortgage

Document Number	2004261
Date	Jul 9, 2020
Instrument	20-04261

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LLANO TX
Recording Date	Nov 21, 2018
Property Address	105 E FLAG CREEK RANCH RD, LLANO, TX 78643-2567
Document Number	1584/4744
Book / Page	1584 / 4744
Instrument Date	Nov 20, 2018
Instrument	18-07253
Transaction Type	Foreclosure
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E MAIN ST, LLANO, TX 78643-2029

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,655.00 (+383.89%)	$433,460 (+5.64%) Land $61,180 Building $372,280	$433,460 (+5.64%) Land $61,180 Building $372,280
2025	$962.00 (-74.54%) Homeowner's exemption	$410,320 (-12.93%) Land $59,400 Building $350,920	$410,320 (-12.93%) Land $59,400 Building $350,920
2023	$3,778.00 Homeowner's exemption	$471,280 Land $43,790 Building $427,490	$471,280 Land $43,790 Building $427,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	13 (1980–2024)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 64% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAG CREEK RANCH private · serves 117 people · EPA ID TX1500112
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Gross alpha radiation resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: T-Mobile.

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