145 E Flag Creek Ranch Rd, Llano, TX 78643 Property Records

Llano County property record for 145 E Flag Creek Ranch Rd, Llano, TX 78643

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,456 sqft · built 2006
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on Record
Last Sale	$282,400 (Sep 2020)
Tax Bill	$1,731 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10443-000-0010-B`

Property Details

APN / Parcel Number

Primary APN	`10443-000-0010-B`
Alternative APN	`7640`

Interior

Full Baths	1 Bath
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Roof Type	Gable
Lot Area	95,832 sqft (2.2 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	202 sqft

Location & Zoning

Account Number	10443-000-0010-B
Street Address	145 E FLAG CREEK RANCH RD
City	LLANO
State	TX
Zip	78643-2567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLAG CREEK RANCH LT 10B 2.200 AC 50% UDI
Legal Subdivision	FLAG CREEK RANCH
Legal Tract	10B
Legal Lot Number	10B
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	3
Census Block	3038
Census Tract	970200

Owner

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	160 DEE ST, FREDERICKSBURG, TX 78624-8434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 21, 2020	Vendor's Lien, Transfer · Conventional Mortgage BROADWAY NATIONAL BANK
Aug 7, 2017	Vendor's Lien, Transfer · Stand-Alone First Mortgage LLANO NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Aug 7, 2017 · Amount on Record
Deed Document Number	20206677
Prior Transfer Date	Sep 18, 2020
Prior Transfer Doc	0000000107
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	145 E FLAG CREEK RANCH RD, LLANO, TX 78643-2567
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01578/3006
Date	Feb 1, 2018
Book Page	1578/3006
Instrument	18-00587

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2033

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LLANO TX
Recording Date	Sep 21, 2020
Property Address	145 E FLAG CREEK RANCH RD, LLANO, TX 78643-2567
Document Number	2006677
Map Reference	VOL 8 PG 14
Instrument Date	Sep 18, 2020
Instrument	20-06677
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 E FLAG CREEK RANCH RD, 145, LLANO, TX 78643-2567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 DEE ST, FREDERICKSBURG, TX 78624-6229

Mortgage

Document Number	2006678
Date	Sep 21, 2020
Instrument	20-06678

Lender

Name	BROADWAY NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LLANO TX
Recording Date	Aug 7, 2017
Property Address	145 E FLAG CREEK RANCH RD, LLANO, TX 78643-2567
Document Number	1575/0350
Book / Page	1575 / 0350
Map Reference	VOL 8 PG 14
Instrument Date	Jul 27, 2017
Instrument	17-04861
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 E FLAG CREEK RANCH RD, 145, LLANO, TX 78643-2567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 E FLAG CREEK RANCH RD, LLANO, TX 78643-2567

Mortgage

Document Number	1704862
Date	Aug 7, 2017
Instrument	17-04862

Lender

Name	LLANO NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Oct 2, 2022

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,731.00 (+371.66%)	$161,210 (+3%) Land $35,125 Building $126,085	$161,210 (+3%) Land $35,125 Building $126,085
2025	$367.00 (-70.73%) Homeowner's exemption	$156,510 (-6.97%) Land $34,100 Building $122,410	$156,510 (-6.97%) Land $34,100 Building $122,410
2023	$1,254.00 Homeowner's exemption	$168,230 Land $25,140 Building $143,090	$168,230 Land $25,140 Building $143,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	13 (1980–2024)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 58% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAG CREEK RANCH private · serves 117 people · EPA ID TX1500112
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Gross alpha radiation resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: T-Mobile.

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