Palo Alto County property record for 105 E Division St, West Bend, IA 50597
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,856 sqft · built 1999 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,864 (2026) |
| Deeds & Mortgages | Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 690003005070 |
| Primary APN | 690003005070 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| Basement Area | 1,856 sqft |
| Unfinished Basement | 1,856 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Patio Area | 170 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 105 E DIVISION ST |
|---|---|
| City | WEST BEND |
| State | IA |
| Zip | 50597-7736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HALSEYS ADDN. LOT 7 BLOCK 5 |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | PALO ALTO IA |
| Township / Civil Division | WEST BEND |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 960100 |
105 E Division St is owned and occupied by an individual.
Source: Palo Alto County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 E DIVISION ST, WEST BEND, IA 50597-7736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALO ALTO IA |
| Recording Date | Feb 27, 2017 |
| Property Address | 105 E DIVISION ST, WEST BEND, IA 50597-7736 |
| Document Number | 02017/0320 |
| Book / Page | 2017 / 0320 |
| Instrument Date | Nov 3, 2016 |
| Instrument | 2017-0320 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 02017/0321 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 2017/0321 |
| Name | WEST IOWA BANK |
|---|---|
| Type | Bank |
| Address | WEST BEND, IA 50597 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Feb 23, 2037 |
The 2026 property tax bill for 105 E Division St was $3,864 with a senior citizen's exemption.
Source: Palo Alto County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Palo Alto County |
| Municipality | West Bend City |
| Unified School District | West Bend-Mallard Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,864.00 | $285,330 (-) Land $9,900 Building $275,430 | $285,330 (-) Land $9,900 Building $275,430 |
| 2025 | $3,864.00 (-6.94%) Senior Citizen's exemption | $285,330 Land $9,900 Building $275,430 | $285,330 Land $9,900 Building $275,430 |
| 2024 | $4,152.00 | ||
| 2023 | $291,070 (+44.6%) Land $9,900 Building $281,170 | $291,070 Land $9,900 Building $281,170 | |
| 2022 | $3,474.00 | $201,300 Land $9,900 Building $191,400 | |
| 2021 | $201,300 Land $9,900 Building $191,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 E Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 105 E Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST BEND WATER DEPARTMENT serves 772 people · EPA ID IA7470099 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Communications Fiber | 1,000 / 20 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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