Palo Alto County property record for 104 E Division St, West Bend, IA 50597
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 936 sqft · built 1925 |
| Lot Size | 0.185 acres (8,052 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (Aug 2025) |
| Tax Bill | $878 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 690001002071 |
| Primary APN | 690001002071 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,052 sqft (0.185 acres) |
| Lot Dimensions | 132 ft deep x 61 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 104 E DIVISION ST |
|---|---|
| City | WEST BEND |
| State | IA |
| Zip | 50597-7737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN E51' LOTS 7, 8 & W 10' ALLEY ADJ LOTS BLOCK 2 |
| Legal Subdivision | WEST BEND |
| Legal Block | 2 |
| Legal Lot Number | 7,8 |
| Jurisdiction | PALO ALTO IA |
| Township / Civil Division | WEST BEND |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 960100 |
Source: Palo Alto County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 E DIVISION ST, WEST BEND, IA 50597-7737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 18, 2025 | Warranty Deed, Transfer · Closed-End Mortgage EMPLOYEES CU |
| May 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on Record |
| Deed Sale | Aug 18, 2025 · Amount on Record |
| Prior Sale | May 14, 2021 · Amount on Record |
| Deed Document Number | 20251218 |
| Deed Book / Page | 2025 / 1218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALO ALTO IA |
| Recording Date | Aug 18, 2025 |
| Property Address | 104 E DIVISION ST, WEST BEND, IA 50597-7737 |
| Document Number | 02025/1218 |
| Book / Page | 2025 / 1218 |
| Instrument Date | Aug 4, 2025 |
| Instrument | 2025 1218 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $167.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 E DIVISION ST, WEST BEND, IA 50597-7737 |
| Document Number | 02025/1219 |
|---|---|
| Date | Aug 18, 2025 |
| Book Page | 2025/1219 |
| Instrument | 2025 1219 |
| Name | EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | ESTHERVILLE, IA 51334 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALO ALTO IA |
| Recording Date | May 14, 2021 |
| Property Address | 104 E DIVISION ST, WEST BEND, IA 50597-7737 |
| Document Number | 002021/953 |
| Book / Page | 2021 / 953 |
| Instrument Date | May 10, 2021 |
| Instrument | 2021 0953 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 E DIVISION ST, WEST BEND, IA 50597-7737 |
| Document Number | 0020210954 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021 0954 |
| Name | IOWA BANKERS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Palo Alto County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Palo Alto County |
| Municipality | West Bend City |
| Unified School District | West Bend-Mallard Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $878.00 | $77,680 (+19.84%) Land $9,150 Building $68,530 | $77,680 (+19.84%) Land $9,150 Building $68,530 |
| 2025 | $878.00 (-6.79%) Senior Citizen's exemption | $64,820 (-1.86%) Land $9,150 Building $55,670 | $64,820 (-1.86%) Land $9,150 Building $55,670 |
| 2024 | $942.00 (+15.72%) | ||
| 2023 | $66,050 (+40.08%) Land $9,150 Building $56,900 | $66,050 (+40.08%) Land $9,150 Building $56,900 | |
| 2022 | $814.00 | $47,150 Land $9,150 Building $38,000 | |
| 2021 | $47,150 Land $9,150 Building $38,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST BEND WATER DEPARTMENT serves 772 people · EPA ID IA7470099 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Communications Fiber | 1,000 / 20 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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