105 E 3rd St, Silver Grove, KY 41085 Property Records

Campbell County property record for 105 E 3rd St, Silver Grove, KY 41085

Property Summary

Property Type	Single Family Home
Details	2 ba · 824 sqft · built 1924
Lot Size	0.168 acres (7,350 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (May 2022)
Tax Bill	$1,573 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2019 Transfer
Flood Zone	Zone AE (high risk)
APN	`999-99-28-485.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-28-485.00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	824 sqft Living Area

Exterior

Year Built	Built 1924
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,350 sqft (0.168 acres)
Lot Dimensions	147 ft deep x 50 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	9999928485.00
Street Address	105 E 3RD ST
City	SILVER GROVE
State	KY
Zip	41085-5011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	632 SG 50 X 147
Legal Subdivision	SILVER GROVE TOWN OF
Legal Lot Number	632
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2015
Census Tract	53100

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 40, SILVER GROVE, KY 41085-0040
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Nov 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Nov 1, 2019
Deed Document Number	5153973
Deed Book / Page	D353 / 864
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	May 24, 2022
Property Address	105 E 3RD ST, SILVER GROVE, KY 41085-5011
Document Number	0005153973
Book / Page	D353 / 864
Map Reference	MB 1
Instrument Date	May 20, 2022
Instrument	5153973
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 E 3RD ST, 105, SILVER GROVE, KY 41085-5011

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	105 E 3RD ST, SILVER GROVE, KY 41085-5011

Mortgage

Document Number	0005153974
Date	May 24, 2022
Instrument	5153974

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMPBELL KY
Recording Date	Nov 1, 2019
Property Address	105 E 3RD ST, SILVER GROVE, KY 41085-5011
Document Number	0005099954
Book / Page	000336 / 000847
Instrument Date	Oct 30, 2019
Instrument	5099954
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3457 MAKENA LN CALIFORNIA KY 410078524, CALIFORNIA, KY 41007-8524

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Silver Grove City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,573.00 (-0.69%)	$132,000 (-) Land $10,000 Building $122,000	$132,000 (-) Land $10,000 Building $122,000
2023	$1,584.00 (+92.7%)	$132,000 (+100.61%) Land $6,800 Building $125,200	$132,000 (+100.61%) Land $6,800 Building $125,200
2022	$822.00	$65,800 Land $6,800 Building $59,000	$65,800 Land $6,800 Building $59,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 131 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	131 in force
Nearby Flood Claims	28 (1991–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 7 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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