102 E 3rd St, Silver Grove, KY 41085 Property Records

Campbell County property record for 102 E 3rd St, Silver Grove, KY 41085

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,005 sqft · built 1915
Lot Size	0.832 acres (36,242 sqft)
Owner	2 Individual Names on File
Last Sale	$228,750 (Apr 2025)
Tax Bill	$1,454 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`999-99-27-490.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-27-490.00`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,005 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,242 sqft (0.832 acres)
View / Lot	Flood Plain/Flood Zone
Garage Type	Detached

Location & Zoning

Street Address	102 E 3RD ST
City	SILVER GROVE
State	KY
Zip	41085-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 637-638 PT LOTS 639-640-641 SILVER GROVE LAND 0.832 AC
Legal Subdivision	SILVER GROVE TOWN OF
Legal Lot Number	637-641
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2012
Census Tract	53100

Owner

Source: Campbell County assessment roll, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	102 E 3RD ST, SILVER GROVE, KY 41085-5010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Deed Document Number	20255400572
Deed Book / Page	371 / 817
Prior Transfer Date	Oct 27, 2006
Prior Transfer Doc	0001900059
Record Updated	Jun 8, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL KY
Recording Date	Apr 21, 2025
Property Address	102 E 3RD ST, SILVER GROVE, KY 41085-5010
Document Number	0005400572
Book / Page	D371 / 817
Map Reference	MB 1 PG 5
Instrument Date	Apr 17, 2025
Instrument	5400572
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 MENDOCINO CT APT 304, 304, NEWPORT, KY 41076-8753

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 E 3RD ST # 209, 209, SILVER GROVE, KY 41085-5010

Mortgage

Document Number	0005400576
Date	Apr 21, 2025
Instrument	5400576

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Silver Grove City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,454.00 (+40.89%)	$122,000 (+41.86%) Land $30,000 Building $92,000	$122,000 (+41.86%) Land $30,000 Building $92,000
2023	$1,032.00 (-4%)	$86,000 (-) Land $18,100 Building $67,900	$86,000 (-) Land $18,100 Building $67,900
2022	$1,075.00	$86,000 Land $18,100 Building $67,900	$86,000 Land $18,100 Building $67,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 131 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	131 in force
Nearby Flood Claims	28 (1991–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 7 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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