105 E 1st St, Charlotte, MI 48813 Property Records

Eaton County property record for 105 E 1st St, Charlotte, MI 48813

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,060 sqft · built 1979
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$102,000 (Jun 2017)
Tax Bill$2,471 (2025)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20008500005500

Property Details

APN / Parcel Number

Primary APN20008500005500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,060 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions99 ft deep x 73 ft wide
Garage Area312 sqft
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address105 E 1ST ST
CityCHARLOTTE
StateMI
Zip48813-2237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN/A
Legal DescriptionE 73 FEET OF LOT 5. B. W. WARREN'S ADDITION CITY OF CHARLOTTE
Legal SubdivisionB W WARRENS ADD
Legal Lot Number5
JurisdictionEATON MI
Township / Civil DivisionCHARLOTTE
Census Block Group1
Census Block1003
Census Tract20902

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 E 1ST ST, CHARLOTTE, MI 48813-2237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2017 · Amount on Record
Deed SaleJun 19, 2017 · Amount on Record
Deed Book / Page2684 / 698
Record UpdatedOct 29, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateJun 19, 2017
Property Address105 E 1ST ST, CHARLOTTE, MI 48813-2237
Document Number2684/0698
Book / Page2684 / 0698
Instrument DateJun 15, 2017
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyBELL TITLE AGENCY, BELL TITLE GENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$877.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 E 1ST ST, 105, CHARLOTTE, MI 48813-2237

Transferred To (Grantee/Buyer)

NameVerified Name
Address336 ARBOR POINTE DR, BATTLE CREEK, MI 49037-2038
InvestorPossibly a Property Investor

Mortgage

Document Number26840699
DateJun 19, 2017
Instrument2684/0699
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
MunicipalityCharlotte City
Unified School DistrictCharlotte Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$82,100 (+26.7%)$156,599 (+20.83%) Land $28,070 Building $128,529
2025$2,471.00 (+14.98%)
2023$64,800$129,600
2022$2,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHARLOTTE
serves 9,074 people · EPA ID MI0001340
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb
Copper1.4 mg/L (2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: ACD.net, T-Mobile.

Nearby Properties on E 1st St

Nearby Streets

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