Lorain County property record for 105 Cumberland Ct, Elyria, OH 44035 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,720 sqft Living Area |
| Lot Size | 7,683 sqft (0.322 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $151,000 (2020) |
| Tax Bill | $2,926.00 (2025) |
| Primary APN | 10-00-005-102-224 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 2,120 sqft Gross Area |
| 1st Floor | 1,720 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 7,683 sqft (0.322 acres) |
| Depth X Width | 172 ft x 44.5 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 144 sqft Patio |
| Porch Area | 56 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 105 CUMBERLAND CT |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7389 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EAST HAMPTON SUB # 1 44.51 X 172.62 |
| Legal Subdivision | EAST HAMPTON SUB 1 |
| Legal Block | 102 |
| Legal Lot Number | 16 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-102-224
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 CUMBERLAND CT, ELYRIA, OH 44035-7389 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Right Of Survivorship |
| Date | Document |
|---|---|
| Jun 03, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage HUNTINGTON NATIONAL BANK |
| Mar 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) HUNTINGTON NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2020 · Amount on Record |
| Deed Sale | Mar 20, 2020 · Amount on Record |
| Prior Sale | Jun 04, 2003 · Amount on Record |
| Deed Doc Number | 2020753788 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 03, 2026 |
| Property Address | 105 CUMBERLAND CT, ELYRIA, OH 44035-7389 |
| Document Number | 0000098221 |
| Instrument Date | May 22, 2026 |
| Instrument | 202698221 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 105 CUMBERLAND CT, ELYRIA, OH 44035-7389 |
| Document Number | 0000098221, |
|---|---|
| Date | Jun 03, 2026 |
| Instrument | 202698221 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 20, 2020 |
| Property Address | 105 CUMBERLAND CT, ELYRIA, OH 44035-7389 |
| Document Number | 0000753788 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 753788 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2020 |
| Title Company | AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $604.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 105 CUMBERLAND CT ELYRIA OH 440357389, ELYRIA, OH 44035-7389 |
| Document Number | 753789 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 753789 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2050 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,926.00 Homeowner's exemption | $70,160 (%) Land $20,210 Building $49,950 | $200,460 (-) Land $57,750 Building $142,710 |
| 2024 | $2,926.00 (+14.57%) | $70,161 (+28.83%) Land $20,213 Building $49,949 | $200,460 (+28.83%) Land $57,750 Building $142,710 |
| 2023 | $2,554.00 (+0.63%) | $54,461 (-0.02%) Land $15,215 Building $39,246 | $155,600 (-) Land $43,470 Building $112,130 |
| 2022 | $2,538.00 | $54,470 Land $15,220 Building $39,250 | |
| 2021 | $155,600 Land $43,470 Building $112,130 |
105 Cumberland Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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