105 Crossing View Dr, Berea, KY 40403 Property Records

Madison County property record for 105 Crossing View Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jan 2023)
Tax Bill	$1,787 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0085-017A-0002`

Property Details

APN / Parcel Number

Primary APN	`0085-017A-0002`
Alternative APNs	`108728` `125145` `54733`

Exterior

Lot Area	44,867 sqft (1.03 acres)

Location & Zoning

Account Number	54733
Street Address	105 CROSSING VIEW DR
City	BEREA
State	KY
Zip	40403-8495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS LOT 2
Legal Subdivision	THE CROSSINGS
Legal Lot Number	2
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1014
Census Tract	10901

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	105 CROSSING VIEW DR, BEREA, KY 40403-8495
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSITY OF KENTUCKY FCU
Jan 4, 2023	Deed, Transfer · Conventional Mortgage UNIVERSITY OF KENTUCKY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2023 · Amount on Record
Deed Sale	Jan 4, 2023 · Amount on Record
Prior Sale	Sep 10, 2009 · Amount on Record
Deed Document Number	2014126456
Deed Book / Page	D833 / 478
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	105 CROSSING VIEW DR, BEREA, KY 40403-8495
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2279/649
Date	Jan 25, 2024
Book Page	M2279/649
Instrument	2014187742

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 4, 2023
Property Address	105 CROSSING VIEW DR, BEREA, KY 40403-8495
Document Number	00D833/478
Book / Page	D833 / 478
Map Reference	CAB 24 SL 7
Instrument Date	Dec 27, 2022
Instrument	2014126456
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26120 DEERTRAIL DR, TEHACHAPI, CA 93561-9666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CROSSING VIEW DR, BEREA, KY 40403-8495

Mortgage

Document Number	2014126457
Date	Jan 4, 2023
Instrument	2014126457

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,787.00 (+5.3%) Additional exemption filed	$189,500 (+8.29%)	$189,500 (+8.29%)
2023	$1,697.00	$175,000	$175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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