Madison County property record for 104 Crossing View Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Apr 2022) |
| Tax Bill | $3,488 (2025) |
| Deeds & Mortgages | Aug 2017 Construction Loan Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0085-017A-0057 |
| Primary APN | 0085-017A-0057 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,996 sqft (1.01 acres) |
|---|
| Account Number | 61156 |
|---|---|
| Street Address | 104 CROSSING VIEW DR |
| City | BEREA |
| State | KY |
| Zip | 40403-8495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROSSINGS LOT 57 |
| Legal Subdivision | THE CROSSINGS |
| Legal Lot Number | 57 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10901 |
104 Crossing View Dr is owned and occupied by an individual who bought it in April 2022.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 104 CROSSING VIEW DR, BEREA, KY 40403-8495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2017 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS GUARANTY BANK |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Apr 7, 2022 | Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Feb 23, 2018 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Aug 7, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2022 · Amount on File |
| Deed Sale | Apr 7, 2022 · Amount on File |
| Prior Sale | Feb 23, 2018 · Amount on File |
| Deed Document Number | 2014085472 |
| Deed Book / Page | D821 / 221 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 104 CROSSING VIEW DR, BEREA, KY 40403-8495 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M01762/026 |
|---|---|
| Date | Aug 29, 2017 |
| Book Page | M01762/026 |
| Instrument | 2013964012 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40476 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 25, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 104 CROSSING VIEW DR, BEREA, KY 40403-8495 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01953/299 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | M01953/299 |
| Instrument | 2014014843 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PATERSON, NJ 7502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 7, 2022 |
| Property Address | 104 CROSSING VIEW DR, BEREA, KY 40403-8495 |
| Document Number | 00D821/221 |
| Book / Page | D821 / 221 |
| Map Reference | CAN 24 SL 7 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2014085472 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 SUNNINGDALE DR, GEORGETOWN, KY 40324-8889 |
| Name | Verified Name |
|---|---|
| Address | 104 CROSSING VIEW DR, BEREA, KY 40403-8495 |
| Document Number | 2014085473 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 2014085473 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 23, 2018 |
| Property Address | 104 CROSSING VIEW DR, BEREA, KY 40403-8495 |
| Document Number | D00756/166 |
| Book / Page | D00756 / 166 |
| Map Reference | CAB24 SL7 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 2013972094 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80 TWIN LAKES DR, RICHMOND, KY 40475-8051 |
| Name | Verified Name |
|---|---|
| Address | 104 CROSSING VIEW DR, BEREA, KY 40403-8495 |
| Document Number | 2013972095 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 2013972095 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 7, 2017 |
| Property Address | 104 CROSSING VIEW DR, BEREA, KY 40403-8495 |
| Document Number | D00748/424 |
| Book / Page | D00748 / 424 |
| Map Reference | CAB 24 SL7 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 2013962727 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 414 DREYFUS RD, BEREA, KY 40403-9692 |
| Name | Verified Name |
|---|---|
| Address | 80 TWIN LAKES DR, RICHMOND, KY 40475-8051 |
The 2025 property tax bill for 104 Crossing View Dr was $3,488 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,488.00 Additional exemption filed | $369,900 | $369,900 |
| 2023 | $2,250.00 | $232,000 | $232,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Crossing View Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Crossing View Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Windstream.
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