Burke County property record for 105 Creekside Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,113 sqft · built 1960 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,434 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1793429858 |
| Primary APN | 1793429858 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,113 sqft Living Area |
| 1st Floor Area | 1,585 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Porch | Slab |
|---|---|
| Porch Area | 172 sqft |
| Deck Area | 120 sqft |
| Patio Area | 223 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Canopy | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 CREEKSIDE DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-5204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 105 CREEKSIDE DR MORGANTON, NC 28655 |
| Legal Subdivision | CREEKSIDE |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 21400 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 CREEKSIDE DR, MORGANTON, NC 28655-5204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 105 CREEKSIDE DR, MORGANTON, NC 28655-5204 |
| Document Number | 0023250433 |
| Book / Page | 002325 / 000433 |
| Instrument Date | Dec 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 105 CREEKSIDE DR MORGANTON NC 286555204, MORGANTON, NC 28655-5204 |
| Document Number | 0023250433 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 002325/000433 |
| Instrument | 11238 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 14, 2032 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,434.00 (+80.38%) | $240,079 (+90.8%) Land $32,000 Building $208,079 | $240,079 (+90.8%) Land $32,000 Building $208,079 |
| 2025 | $795.00 (-43.94%) | $125,825 (-47.04%) Land $32,000 Building $93,825 | $125,825 (-47.04%) Land $32,000 Building $93,825 |
| 2023 | $1,418.00 | $237,578 Land $32,000 Building $205,578 | $237,578 Land $32,000 Building $205,578 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Compas X-Stream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum.
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